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Home construction and renovation loan

Superior Loan Features at MSB

Up to VND 10 billion loan amount

VND 10 billion for home construction

VND 5 billion for home renovation

Approval within 16 hours

Simple procedure, on-site support by MSB experts

Best interest rateon the market

Fixed 4.99% interest rate in first 3 months

Support financing to construction without license

*Applied to construction eligible for license exclusion

Up to 15-year loan tenor

Support financing to recoup within 12 months. After that, you can still apply for loan to cover liabilities or repay borrowings to third party

Flexible disbursements based on construction progress

Based on Construction contract/Payment request of contractor/Acceptance minutes, etc.

Sign up for free consultation

Condition

  • Age: from 20 to 65
  • Minimum monthly income: VND 5 million
  • Loan purpose: constructing, renovating your or your relatives’ house for accommodation or commercial purpose. Recouping your money spent on home construction and renovation or covering liabilities are also applicable
  • Collateral: valuable paper/real estate/transportation

Apply for loan

    MSB Relationship Manager will contact you within 24 hours

Submit documents
  • Identity Card, Household Registration Book (copy)
  • Certificate of collateral ownership (copy)
  • Proof of income
  • Construction contract/Purchase order/Payment request of contractor
Sign credit agreement, secured loan agreement

    Including notarization, certification, and registration for security transaction

Get disbursement from MSB

    Get disbursement immediately upon the completion of security transaction registration

Apply now
134775

Buy a house now - Super loan

The secret to getting a home loan to not be burdened by the "Debt Department".
Owning your own home, not being weighed down by the "Debt Department", but also super profitable.

Frequently Asked Questions

Is a repayment plan in which the principal is paid monthly or every 2 months or every 3 months, interest is paid according to the remaining actual principal balance.

Is the principal and interest that the Customer will pay for his loan

You need to prepare for the collateral valuation fees. Based on collateral value, MSB determines your loan amount. This fee should be paid upon document submission to the bank.

When application is approved, you need to prepare for notarization fee and security transaction registration fee to complete pledging before getting disbursement.

Yes. Fire insurance for secured house/apartment/vehicle not only guarantees disbursement for the bank but also secures your benefits.

If principal outstanding/interest is not repaid or repaid partially on maturity date stipulated in credit agreement, late payment interest will apply as follows:

-          For overdue principal outstanding: 150% of normal interest rate levied on overdue principal outstanding in respective of number of days late

-          For overdue interest: 10% p.a. levied on overdue interest in respective of number of days late

Ask us anything Learn more

Support from loan experts

Hotline

19006083

(024) 3944 5566

Send us email via

CSKHCaNhan@msb.com.vn

 

Need in-person support?

Book an appointment