Superior Loan Features at MSB

Up to 90% loan to value

90% if secured by available collateral

80% if secured by mortgage

Up to 35-year tenor

Own your dream house with less financial worry

Approval within 16 hours

Approval within 16 hours

Simple procedure, on-site support by MSB experts

24-month grace period for principal

Up to 24-month grace period for principal

Flexible principal repayment plan: flat/increasing/reducing

Condition

  • Age: from 20 to 65
  • Thu nhập tối thiểu: 5 triệu đồng/ tháng.
  • Có tài sản thế chấp: Có thể dùng chính bất động sản dự định mua/ tài sản khác để thế chấp.
  • Mục đích vay vốn: Vay mua BĐS đã có sổ đỏ/chưa sang tên sổ đỏ cho chính bạn hoặc chính người thân của bạn hoặc bù đắp phần vốn tự có/vốn vay cá nhân để mua BĐS

Apply for loan

    MSB Relationship Manager will contact you within 24 hours

Submit documents
  • Identity Card, Household Registration Book (copy)
  • Certificate of collateral ownership (copy)
  • Proof of income
  • Real estate sale and purchase/transfer agreement
Thẩm định hồ sơ vay vốn và thông báo kết quả phê duyệt

    Thẩm định hồ sơ vay vốn và thông báo kết quả phê duyệt

Sign credit agreement, secured loan agreement

    Including notarization, certification, and registration for security transaction

Get disbursement from MSB

    Get disbursement immediately upon the completion of security transaction registration

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Buy a house now - Super loan

The secret to getting a home loan to not be burdened by the "Debt Department".
Owning your own home, not being weighed down by the "Debt Department", but also super profitable.

Frequently Asked Questions

Customers can use collateral that is real estate or means of transport to secure the loan.

Yes. MSB supports customers to borrow to buy project real estate (associated with MSB) without a Certificate or a real estate that has a Certificate but has not completed the transfer procedure. Collateral in this case is determined to be formed from borrowed capital.

This is the plan in which MSB provides loans to customers by transferring money to the seller's/the seller's authorized payment account and freezing this amount. This amount is released when the Sale and Purchase Agreement between the Buyer and the Seller of Real Estate is notarized/certified or when the transfer of the Real Estate Certificate is completed (depending on the case).

Yes. Customers can repay part or all of the principal before maturity depending on their financial situation. Early repayment fee is based on the principal amount paid in advance, most of MSB's interest packages for you are free of early repayment from the 5th year onwards.

 

Is a repayment plan in which the principal is paid monthly or every 2 months or every 3 months, interest is paid according to the actual remaining principal balance.

Support from loan experts

Hotline

19006083

(024) 3944 5566

Send us email via

CSKHCaNhan@msb.com.vn

 

Need in-person support?

Book an appointment