Residential home loan

You need to prepare for collateral valuation fee. Based on collateral value, MSB determines your loan amount. This fee should be paid upon document submission to the bank. When application is approved, you need to prepare for notarization fee and security transaction registration fee to complete pledging before getting disbursement.

By the time limit for repayment of principal/interest as specified in the Credit Contract, if the Customer fails to pay or only partially pays the principal/interest, then:

- With overdue principal: Customers pay overdue interest equal to 150% of interest in the term at the time of overdue transfer calculated on the overdue principal balance corresponding to the late payment period.

- With overdue interest: Customers pay interest on late payment at the interest rate equal to 10%/year calculated on the amount of late payment interest corresponding to the late payment period.

Yes. Fire insurance for houses/apartments and vehicle insurance not only guarantees the loan for the Bank but also ensures the interests of customers.

Yes. You can use your parents' assets as collateral for your loan at MSB.

Is a repayment plan in which the principal is paid monthly or every 2 months or every 3 months, interest is paid according to the actual remaining principal balance.