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    1. To learn about Farm loan, please visit here 
    2. To learn about Unsecured business loan, please visit here
    3. To learn about Secured business loan, please visit here

    To learn more about the M Fast Care insurance plan, please visit here or contact the hotline 19006083

    MSB complies with Circular 35 of the State Bank on privacy and security of Internet services. If user authenticates incorrectly more than 5 times, our system will temporarily block access.

    You can completely earn 6% cash back for dining spent abroad. In addition, MSB Visa Travel Credit Card offers many features suitable for travelers such as:

    6% cashback for spends of the following categories:

    - Dining abroad

    - Airlines - Hotels

    - Duty Free stores

    - Transport (Grab, Be, Taxi, train, etc.)

    - Travels (Traveloka, Agoda, Booking.vn, etc.)

    1. To learn about Used car loan, please visit here xem tại đây
    2. To learn about New car loan, please visit here 

    Any Internet Banking transactions made from 6pm to 3.30pm from Monday to Friday are processed during the day. Any transactions made after 3.30pm from Monday to Friday and holidays are processed on the next business day as default. If you select "Transaction till end of day", any transactions before 4.30pm from Monday to Friday are processed within the day. Any transactions after 4.30pm from Monday to Friday and public holidays are processed on the next business day.

    According to the law, no banks are allowed to facilitate international transfer to customers’ kid to purchase properties abroad. You can transfer tuition fee, subsistence charge, or allowance to your kid abroad.

    Your relatives living/residing/working/getting medical treatment/studying abroad.

    -          Unsecured finance up to VND 200 billion (in which VND 100 billion is loan)

    -          Unsecured overdraft limit up to VND 2 billion.

    -          Unsecured business credit card limit up to VND 500 million

    You can visit http://vaynhanhsme.msb.com.vn/ to learn more about limit structure suitable to your enterprise.

    Total debit transaction limit of current account does not exceed VND 100 million/month, VND 10 million/day, VND 10 million/transaction. Debit transaction includes transfers (internal transfer, interbank transfer) and payments (bill, top-up, scratch card, QR Code). You can visit any branch or transaction office of MSB nationwide to activate maximum transaction limit for your package.

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Câu hỏi thường gặp

The capital need for the Client's business activities on a regular and continuous basis (for example, the need to supplement working capital)

MSB is not required to provide Business Registration in case the Client's business is not subject to Business Registration.

In case the Client's business establishment is subject to business registration but has not yet registered for business and/or does not have a business license or practice certificate as prescribed by law. Customers need to provide at least 1 of the following 3 documents:

- Proof of payment of taxes or fees, charges,...

- Certification of the business operation management unit (Markets/Commercial Centers, People's Committees of communes and wards)

- Commit to supplement Business Registration within 06 months

In case customers do business online, only need to prove it through orders on E-commerce floors, Bank account statements. MSB can still finance up to 1 billion VND.

Customers can use assets such as Valuable Papers, Savings Book, Deposit Balance, Real Estate, Means of Transport to secure the loan.

Borrower submits a loan application to the bank when having funding needs. Borrower can draw down one or multiple times as per demand. Borrower and MSB shall agree on each drawdown amount, interest rate, repayment schedule in the form of Certificate of Indebtedness (maturity date of every drawdown must coincide with maturity date of the first drawdown).

Short-term one-time business loan suits seasonal funding needs.

Medium and long-term one-time business loan suits substantial funding needs including expanding productionbusiness , procuring fixed assets like machinery, equipment, transportation; constructing and renovating facility.

For example: MSB approves a one-time business loan for Nguyen Van A – owner of an ABC garment company as follows:

Loan amount: VND 1 billion

Loan tenor: 60 months

Loan purpose: renovating garment facility

Nguyen Van A submits vendor’s payment documents to MSB for two disbursements as follows:

1st time: VND 500 million (disbursement date on 7 March 2022 – maturity date on 7 March 2027)

2nd time: VND 500 million (disbursement date on 10 April 2022 – maturity date on 7 March 2027)

MSB approves an amount of funds for maximum 12 months. Customer can flexibly draw down from it multiple times. Customer and MSB shall agree on each drawdown amount, interest rate, repayment schedule in the form of Certificate of Indebtedness (borrower can flexibly draw down within approved limit in 12 months).

Limit business loan suits constant needs of working capital.

For example: MSB approves a limit business loan for Nguyen Van A – owner of an ABC garment company as follows:

Loan amount: VND 500 million

Loan tenor: 12 months

Loan purpose: increase in regular business funding

Nguyen Van A submits payment documents for inventory purchase to MSB for disbursements as follows:

1st time: VND 200 million, 3-month tenor (disbursement date 7 March 2022 – maturity date on 7 June 2022)

2nd time: VND 200 million, 6-month tenor (disbursement date on 10 March 2022 – maturity date on 10 September 2022)

3rd time: VND 300 million, 3-month tenor (disbursement date on 7 June 2022 – maturity date on 7 September 2022)

4th time: VND 600 million, 3-month tenor (disbursement date on 10 September 2022 – maturity date on 10 December 2022)

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