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Residential home loan

Superior Loan Features at MSB

Financing up to 80% of sale and purchase agreement value

70% of agreement value with grace period.
80% of agreement value without grace period

Approval within 16 hours

Simple procedure, on-site support by MSB experts

Offer 0% interest rate for up to 18 months

Project developer supports with interest repayment for first 18 months. Only from 1% per month interest rate after that

* Applied to MSB-partnered projects

Offer 0% interest rate for up to 18 months

Grace period for principal extends up to 2 years

2-year grace period from the date of first disbursement

Support new house purchase or house transfer

Simple and fast procedure. You are entitled to more benefits if transferor applies for loan at MSB

Up to 20-year installment plan

Own your dream house with less financial worry

Sign up for free consultation

Condition

  • Age: from 18 to 70
  • Minimum monthly income: VND 5 million
  • Loan purpose: purchasing/getting transferred of project real estate for you or your relatives. Recouping/covering liabilities to purchase/get transferred of project real estate is also applicable
  • Collateral: mortgage/other properties

Apply for loan

    MSB Relationship Manager will contact you within 24 hours

Submit documents
  • Identity Card, Household Registration Book (copy)
  • Certificate of collateral ownership (copy)
  • Proof of income
  • Sale and purchase/transfer agreement
  • Notice on payment schedule from project developer
  • Down payment documents
Sign credit agreement, secured loan agreement

    Including notarization, certification, and registration for security transaction

Get disbursement from MSB

    Get disbursement immediately upon the completion of security transaction registration

Apply now
134728

Buy a house now - Super loan

The secret to getting a home loan to not be burdened by the "Debt Department".
Owning your own home, not being weighed down by the "Debt Department", but also super profitable.

Frequently Asked Questions

These are projects that have been appraised and approved for association and have signed an association contract in accordance with MSB's regulations. Customers buying houses from projects associated with MSB will enjoy a better preferential loan policy from MSB than loans from other banks.

The principal grace period (also known as the principal grace period) is the period from when a customer's loan is first disbursed until the date of the first principal repayment. During the grace period of the principal, the customer does not have to pay the principal. The principal amount due each period after the grace period is equal to the loan amount divided by the loan term minus the grace period.

Yes. Customers can repay part or all of the principal before maturity depending on their financial situation. The early repayment fee is based on the principal amount paid in advance, most of MSB's interest packages for you are free of early repayment from the 5th year onwards.

By the time limit for repayment of principal/interest as specified in the Credit Contract, if the Customer fails to pay or only partially pays the principal/interest, then:

- With overdue principal: Customers pay overdue interest equal to 150% of interest in the term at the time of overdue transfer calculated on the overdue principal balance corresponding to the late payment period.

- For overdue interest: Customers pay interest on late payment at the interest rate equal to 10%/year calculated on the amount of late payment interest corresponding to the late payment period.

Yes. Fire insurance for houses/apartments, vehicle insurance not only guarantees the loan for the Bank, but also guarantees the interests of customers.

Ask us anything Learn more

Support from loan experts

Hotline

19006083

(024) 3944 5566

Send us email via

CSKHCaNhan@msb.com.vn

 

Need in-person support?

Book an appointment