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Residential home loan

Superior Loan Features at MSB

Financing up to 80% of sale and purchase agreement value

70% of agreement value with grace period.
80% of agreement value without grace period

Approval within 16 hours

Simple procedure, on-site support by MSB experts

Offer 0% interest rate for up to 18 months

Project developer supports with interest repayment for first 18 months. Only from 1% per month interest rate after that

* Applied to MSB-partnered projects

Offer 0% interest rate for up to 18 months

Grace period for principal extends up to 2 years

2-year grace period from the date of first disbursement

Support new house purchase or house transfer

Simple and fast procedure. You are entitled to more benefits if transferor applies for loan at MSB

Up to 20-year installment plan

Own your dream house with less financial worry

Sign up for free consultation

Condition

  • Age: from 18 to 70
  • Minimum monthly income: VND 5 million
  • Loan purpose: purchasing/getting transferred of project real estate for you or your relatives. Recouping/covering liabilities to purchase/get transferred of project real estate is also applicable
  • Collateral: mortgage/other properties

Apply for loan

    MSB Relationship Manager will contact you within 24 hours

Submit documents
  • Identity Card, Household Registration Book (copy)
  • Certificate of collateral ownership (copy)
  • Proof of income
  • Sale and purchase/transfer agreement
  • Notice on payment schedule from project developer
  • Down payment documents
Sign credit agreement, secured loan agreement

    Including notarization, certification, and registration for security transaction

Get disbursement from MSB

    Get disbursement immediately upon the completion of security transaction registration

Apply now
134728

Buy a house now - Super loan

The secret to getting a home loan to not be burdened by the "Debt Department".
Owning your own home, not being weighed down by the "Debt Department", but also super profitable.

Frequently Asked Questions

In fact, the Customer's loan is still charged interest during the period of interest rate support, but the investor will pay this interest on behalf of the Bank, the Customer only needs to pay the loan principal and late payment interest, penalty fee. deferred payment (in case the customer does not pay the principal on time)

Depending on each specific project, MSB requires a different amount of capital available to the Customer, in any case not exceeding 30% of the value of the Sale and Purchase Agreement.

These are projects that have been appraised and approved for association and have signed an association contract in accordance with MSB's regulations. Customers buying houses from projects associated with MSB will enjoy a better preferential loan policy from MSB than loans from other banks.

It is the period during which customers are paid interest by the Investor to the Bank. During that period, the Customer does not have to pay interest to the Bank.

You need to prepare for collateral valuation fee. Based on collateral value, MSB determines your loan amount. This fee should be paid upon document submission to the bank.  When application is approved, you need to prepare for notarization fee and security transaction registration fee to complete pledging before getting disbursement.

Ask us anything Learn more

Support from loan experts

Hotline

19006083

(024) 3944 5566

Send us email via

CSKHCaNhan@msb.com.vn

 

Need in-person support?

Book an appointment