Superior Loan Features at MSB

Best interest rate

4.99% interest rates per month fixed in the first 3 months

Meet<span> all financial needs<span>

Best interest rate

Purchase home furniture, pay tuition fees, settle cost of studying broad, pay insurance premium

Up to VND 1.5 billion loan amount

Big projects in life are easily made

Up to 10-year tenor

Manageable repayment, less financial worry

Simple procedure

No required proof of capital. Simple and lean process and documents


  • Age: from 20 to 65
  • Minimum monthly income: VND 5 million
  • Loan purpose: Purchase home furniture, pay tuition fees, settle cost of studying broad, pay insurance premium, etc.
  • Collateral: can be valuable paper/real estate/transportation

Secured consumer loan - MSB

Apply for loan

    MSB Relationship Manager will contact you within 24 hours

Submit documents
  • Identity Card, Household Registration Book (copy)
  • Certificate of collateral ownership (copy)
  • Proof of income
Sign credit agreement, secured loan agreement

    Including notarization, certification, and registration for security transaction

Get disbursement from MSB
  • Your application will be approved within 16 working hours (upon full document submission)
  • Get disbursement immediately upon the completion of security transaction registration

Frequently Asked Questions

Yes. Fire insurance for secured house/apartment/vehicle not only guarantees disbursement for the bank but also secures your benefits.

Yes. You may partially or fully settle the loan before due date depending on your financial capacity. Early settlement fee is calculated based on prepaid principal amount. Most of MSB’s loan packages have early settlement fee waived from the fifth year onwards.

Yes. MSB provides you and your family finances for personal consumption including tuition/travel/healthcare, etc. payments

You can secure Valuable paper, Savings book, Deposit balance, Real estate, Vehicle for your loan.

You need to prepare for collateral valuation fee. Based on collateral value, MSB determines your loan amount. This fee should be paid upon document submission to the bank. When application is approved, you need to prepare for notarization fee and security transaction registration fee to complete pledging before getting disbursement.

If principal outstanding/interest is not repaid or repaid partially on maturity date stipulated in credit agreement, late payment interest will apply as follows:

-          For overdue principal outstanding: 150% of normal interest rate levied on overdue principal outstanding in respective of number of days late

-          For overdue interest: 10% p.a. levied on overdue interest in respective of number of days late

The results displayed on the loan limit estimator are for reference only. The actual loan limit will be consulted specifically after the Customer provides enough loan documents in accordance with MSB regulations.

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