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Partial withdrawal Deposits

Benefits

Deposit 1 time, Withdraw principal many times, up to 5 times during the saving period. The remaining deposit still enjoys interest according to the term of the savings card.

Deposit savings with diverse terms, from 1 to 36 months.

To transfer, pledge, etc. savings books to borrow capital at MSB with preferential interest rates or request MSB to block the Savings Account to pay interest immediately and confirm the balance to borrow capital at other banks.

Please refer to the interest rate information in the Interest Rate Table (VND)

Used to confirm financial ability for themselves or their relatives to travel, study, etc. abroad.

3053987

Savings interest rate

The more savings deposits, the higher the interest earned.

Unit Deposit agreement Bamboo * 141003 Golden bee (*) 247727 Immediate interest payout 141077 Regular yield 139141 Partial withdrawal of principal 3053987 Highest interest rate 272472
Deposit at the counter Deposit online Deposit at the counter Deposit online Deposit at the counter Deposit online Deposit at the counter Deposit online Deposit at the counter Deposit online
Early withdrawal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.5
01 month 3.6 2.7 3.15 3.6 4.1 3.6 4.1
02 months 3.6 2.7 3.15 3.4 3.9 3.6 4.1 3.6 4.1
03 months 3.6 3.0 3.0 3.0 2.9 3.15 3.4 3.9 3.6 4.1 3.6 4.1
04 months 3.6 3.0 3.0 3.0 2.9 3.15 3.4 3.9 3.6 4.1 3.6 4.1
05 months 3.6 3.0 3.0 3.0 2.9 3.15 3.4 3.9 3.6 4.1 3.6 4.1
06 months 4.7 3.6 3.6 3.6 3.45 3.45 4.5 4.8 4.7 5.0 4.7 5.0
07 months 4.7 3.6 3.6 3.6 3.45 3.45 4.5 4.8 4.7 5.0 4.7 5.0
08 months 4.7 3.6 3.6 3.6 3.45 3.45 4.5 4.8 4.7 5.0 4.7 5.0
09 months 4.7 3.6 3.6 3.6 3.45 3.45 4.5 4.8 4.7 5.0 4.7 5.0
10 months 4.7 3.6 3.6 3.6 3.45 3.45 4.5 4.8 4.7 5.0 4.7 5.0
11 months 4.7 3.6 3.6 3.6 3.45 3.45 4.5 4.8 4.7 5.0 4.7 5.0
12 months 5.5 4.0 4.0 4.0 3.45 4.0 5.2 5.5 5.5 5.8 5.5 5.8
13 months 5.5 4.0 4.0 4.0 3.45 4.0 5.2 5.5 5.5 5.8 5.5 5.8
15 months 5.5 4.0 4.0 4.0 3.45 4.0 5.2 5.5 5.5 5.8 5.5 5.8
18 months 5.5 4.0 4.0 4.0 3.45 4.0 5.2 5.5 5.5 5.8 5.5 5.8
24 months 5.5 4.0 4.0 4.0 3.45 4.0 5.2 5.5 5.5 5.8 5.5 5.8
36 months 5.5 4.0 4.0 4.0 3.45 4.0 5.2 5.5 5.5 5.8 5.5 5.8
04 - 15 years 4.0
(*) Interest rate of term savings deposits (Golden Ong and Non-Mung) is floating and changes according to the MSB Interest Rate Table issued from time to time.
(**) Highest interest rate product: Newly opened savings book or Savings book opened from January 1, 2018 automatically renews with 12-month deposit term and deposit amount from VND 500 billion (Five hundred billion VND) VND) with the interest rate of 7.0%/year.
(***) Highest interest rate product: Newly opened savings book or Savings book opened from January 1, 2018 automatically renews with 13-month deposit term and deposit amount from VND 500 billion (Five hundred billion VND) billion VND) with the interest rate of 8.0%/year.

Terms

1-13 months, 15, 18, 24, 36 months

Deposit currency

VND/USD

Minimum deposit amount

20,000,000 VND

Minimum withdrawal amount

5,000,000 VND

Maximum number of withdrawals

5 times

Interest payment method

Earning profit at the end of the period

Early withdrawal

Customers are allowed to withdraw before maturity (partial or full). The early withdrawal will enjoy the interest rate without term, the remaining principal will still enjoy the interest rate according to the term of the savings card.

Renewals

Customers are allowed to withdraw before maturity (partial or full). The early withdrawal will enjoy the interest rate without term, the remaining principal will still enjoy the interest rate according to the term of the savings card.

Convenience service included

Open overdraft on secured online savings book

Mobile App

Reliable network

Customer warning

Deposit insurance

If customers have a need to use flexible financial resources when the savings book is not due yet,
Open an online mortgage overdraft from a savings book with an interest rate of 8.49%/year and pay according to the amount and number of days used

Open overdraft
More information on savings products?

Gợi ý sản phẩm tiết kiệm phù hợp

Online term deposit

High interest rate, convenient to deposit

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Interest upfront term deposit

Interest paid upfront at the time of depositing

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Yellow bee deposit

The joy of saving every day

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How to get savings book at ease?

Please visit the nearest MSB’s branch/transaction office or access mBank app to open an online deposit account rapidly and conveniently.

(Please scan QR code to open online deposit account)

Contact us

Hotline

1900 6083

(024) 3944 5566

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