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Kids deposit

Benefits

Sustainable funds for your kid’s future

Your kid is named on savings book. Savings book is owned by your kid (but all transactions must be done by representative, i.e. parent or legal guardian before your kid reaches 18 years old)

Completely secure

Can be used as owner’s or relatives’ financial evidence to study or travel overseas

Auto installments or installments at counter without limit on deposit amount or term

Easy deposits and withdrawals at any branch of MSB

141003

Savings interest rate

The more savings deposits, the higher the interest earned.

Unit Highest interest rate 272472 Partial withdrawal of principal 3053987 Regular yield 139141 Immediate interest payout 141077 Golden bee (*) 247727 Bamboo * 141003 Deposit agreement
Deposit at the counter Deposit online Deposit at the counter Deposit online Deposit at the counter Deposit online Deposit at the counter Deposit online Deposit at the counter Deposit online
Early withdrawal 0.0 0.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
01 month 3.0 3.5 3.0 3.5 2.3 2.75 3.0
02 months 3.0 3.5 3.0 3.5 2.3 3.25 2.3 2.75 3.0
03 months 3.0 3.5 3.0 3.5 2.5 3.25 2.5 2.75 3.0 3.0 3.0 3.0
04 months 3.0 3.5 3.0 3.5 2.5 3.25 2.5 2.75 3.0 3.0 3.0 3.0
05 months 3.0 3.5 3.0 3.5 2.5 3.25 2.5 2.75 3.0 3.0 3.0 3.0
06 months 3.8 4.1 3.8 4.1 3.3 3.3 3.05 3.05 3.6 3.6 3.6 3.8
07 months 3.8 4.1 3.8 4.1 3.3 3.3 3.05 3.05 3.6 3.6 3.6 3.8
08 months 3.8 4.1 3.8 4.1 3.3 3.3 3.05 3.05 3.6 3.6 3.6 3.8
09 months 3.8 4.1 3.8 4.1 3.3 3.3 3.05 3.05 3.6 3.6 3.6 3.8
10 months 3.8 4.1 3.8 4.1 3.3 3.3 3.05 3.05 3.6 3.6 3.6 3.8
11 months 3.8 4.1 3.8 4.1 3.3 3.3 3.05 3.05 3.6 3.6 3.6 3.8
12 months 4.2 4.5 4.2 4.5 3.7 3.7 3.05 3.6 4.0 4.0 4.0 4.2
13 months 4.2 4.5 4.2 4.5 3.7 3.7 3.05 3.6 4.0 4.0 4.0 4.2
15 months 4.2 4.5 4.2 4.5 3.7 3.7 3.05 3.6 4.0 4.0 4.0 4.2
18 months 4.2 4.5 4.2 4.5 3.7 3.7 3.05 3.6 4.0 4.0 4.0 4.2
24 months 4.2 4.5 4.2 4.5 3.7 3.7 3.05 3.6 4.0 4.0 4.0 4.2
36 months 4.2 4.5 4.2 4.5 3.7 3.7 3.05 3.6 4.0 4.0 4.0 4.2
04 - 15 years 4.0
(*) Interest rate of term savings deposits (Golden Ong and Non-Mung) is floating and changes according to the MSB Interest Rate Table issued from time to time.
(**) Highest interest rate product: Newly opened savings book or Savings book opened from January 1, 2018 automatically renews with 12-month deposit term and deposit amount from VND 500 billion (Five hundred billion VND) VND) with the interest rate of 7.0%/year.
(***) Highest interest rate product: Newly opened savings book or Savings book opened from January 1, 2018 automatically renews with 13-month deposit term and deposit amount from VND 500 billion (Five hundred billion VND) billion VND) with the interest rate of 8.0%/year.

Terms

3-13, 15, 18, 24, 36 months, 4-15 years

Interest payment

End of term

Deposit currency

VND/USD

Minimum required amount

200.000 VND/10 USD

Early withdrawal

You can prematurely withdraw your deposit and earn demand deposit rate.

Interest rate

Subject to MSB’s regulation from time to time

Convenience service included

Open overdraft on secured online savings book

Mobile App

Reliable network

Customer warning

Deposit insurance

If customers have a need to use flexible financial resources when the savings book is not due yet,
Open an online mortgage overdraft from a savings book with an interest rate of 8.49%/year and pay according to the amount and number of days used

Open overdraft
More information on savings products?

Gợi ý sản phẩm tiết kiệm phù hợp

Interest upfront term deposit

Interest paid upfront at the time of depositing

See more:
Yellow bee deposit

The joy of saving every day

See more:

How to get savings book at ease?

Please visit the nearest MSB’s branch/transaction office or access mBank app to open an online deposit account rapidly and conveniently.

(Please scan QR code to open online deposit account)

Contact us

Hotline

1900 6083

(024) 3944 5566

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Book an appointment with us