Yellow bee deposit

Benefits

Recurring installments during term

Completely secure

Own a savings book despite low savings amount

Can be used as owner’s or relatives’ financial evidence to study or travel overseas

Can transfer or pledge savings book to borrow at MSB at preferred interest rate or request MSB to block Yellow bee account and verify balance to borrow from other banks.

Deposit and settle at the branch where you open deposit account

Savings interest rate

The more savings deposits, the higher the interest earned.

Unit	Highest interest rate 272472		Partial withdrawal of principal 3053987		Regular yield 139141		Immediate interest payout 141077		Golden bee (*) 247727		Bamboo * 141003	Deposit agreement
Unit	Deposit at the counter	Deposit online	Deposit at the counter	Deposit online	Deposit at the counter	Deposit online	Deposit at the counter	Deposit online	Deposit at the counter	Deposit online	Bamboo * 141003	Deposit agreement
Early withdrawal	0.0	0.5	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
01 month	3.0	3.5	3.0	3.5			2.3	2.75				3.0
02 months	3.0	3.5	3.0	3.5	2.3	3.25	2.3	2.75				3.0
03 months	3.0	3.5	3.0	3.5	2.5	3.25	2.5	2.75	3.0	3.0	3.0	3.0
04 months	3.0	3.5	3.0	3.5	2.5	3.25	2.5	2.75	3.0	3.0	3.0	3.0
05 months	3.0	3.5	3.0	3.5	2.5	3.25	2.5	2.75	3.0	3.0	3.0	3.0
06 months	3.8	4.1	3.8	4.1	3.3	3.3	3.05	3.05	3.6	3.6	3.6	3.8
07 months	3.8	4.1	3.8	4.1	3.3	3.3	3.05	3.05	3.6	3.6	3.6	3.8
08 months	3.8	4.1	3.8	4.1	3.3	3.3	3.05	3.05	3.6	3.6	3.6	3.8
09 months	3.8	4.1	3.8	4.1	3.3	3.3	3.05	3.05	3.6	3.6	3.6	3.8
10 months	3.8	4.1	3.8	4.1	3.3	3.3	3.05	3.05	3.6	3.6	3.6	3.8
11 months	3.8	4.1	3.8	4.1	3.3	3.3	3.05	3.05	3.6	3.6	3.6	3.8
12 months	4.2	4.5	4.2	4.5	3.7	3.7	3.05	3.6	4.0	4.0	4.0	4.2
13 months	4.2	4.5	4.2	4.5	3.7	3.7	3.05	3.6	4.0	4.0	4.0	4.2
15 months	4.2	4.5	4.2	4.5	3.7	3.7	3.05	3.6	4.0	4.0	4.0	4.2
18 months	4.2	4.5	4.2	4.5	3.7	3.7	3.05	3.6	4.0	4.0	4.0	4.2
24 months	4.2	4.5	4.2	4.5	3.7	3.7	3.05	3.6	4.0	4.0	4.0	4.2
36 months	4.2	4.5	4.2	4.5	3.7	3.7	3.05	3.6	4.0	4.0	4.0	4.2
04 - 15 years											4.0

(*) Interest rate of term savings deposits (Golden Ong and Non-Mung) is floating and changes according to the MSB Interest Rate Table issued from time to time.
(**) Highest interest rate product: Newly opened savings book or Savings book opened from January 1, 2018 automatically renews with 12-month deposit term and deposit amount from VND 500 billion (Five hundred billion VND) VND) with the interest rate of 7.0%/year.
(***) Highest interest rate product: Newly opened savings book or Savings book opened from January 1, 2018 automatically renews with 13-month deposit term and deposit amount from VND 500 billion (Five hundred billion VND) billion VND) with the interest rate of 8.0%/year.

Savings function

Terms

3-13,15,18, 24, 36 months

Recurring installments: multiple installments during term and last installment must precede maturity date by one month

Interest payment

End of term

Interest rate: subject MSB’s regulation from time to time

Deposit currency

VND/USD

Minimum required amount

1.000.000 VND/ 100 USD

Installment amount: not determined

Maturity

If you do not settle on maturity date and there is no prior agreement, your principal and interest earnings will roll over to a new similar term with prevalent rate at the time of rollover (if settlement date is on non-business day or holiday under MSB’s regulation, your principal and interest will be settled next business day).

Early withdrawal

You can prematurely withdraw your deposit and earn demand deposit rate.

Convenience service included

Open overdraft on secured online savings book

Mobile App

Reliable network

Customer warning

Deposit insurance

If customers have a need to use flexible financial resources when the savings book is not due yet,
Open an online mortgage overdraft from a savings book with an interest rate of 8.49%/year and pay according to the amount and number of days used

Open overdraft