Highest interest rate among deposit products
Flexible terms
Please see interest rates at Tariff (VND, USD)
Can be used as owner’s or relatives’ financial evidence to study or travel overseas
Can transfer or pledge savings book to borrow at MSB at preferred interest rate
Easy deposits and withdrawals at any branch of MSB
The more savings deposits, the higher the interest earned.
| Unit | Deposit agreement | Bamboo * 141003 | Golden bee (*) 247727 | Immediate interest payout 141077 | Regular yield 139141 | Partial withdrawal of principal 3053987 | Highest interest rate 272472 | |||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Deposit at the counter | Deposit online | Deposit at the counter | Deposit online | Deposit at the counter | Deposit online | Deposit at the counter | Deposit online | Deposit at the counter | Deposit online | |||
| Early withdrawal | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.5 |
| 01 month | 3.6 | 2.7 | 3.15 | 3.6 | 4.1 | 3.6 | 4.1 | |||||
| 02 months | 3.6 | 2.7 | 3.15 | 3.4 | 3.9 | 3.6 | 4.1 | 3.6 | 4.1 | |||
| 03 months | 3.6 | 3.0 | 3.0 | 3.0 | 2.9 | 3.15 | 3.4 | 3.9 | 3.6 | 4.1 | 3.6 | 4.1 |
| 04 months | 3.6 | 3.0 | 3.0 | 3.0 | 2.9 | 3.15 | 3.4 | 3.9 | 3.6 | 4.1 | 3.6 | 4.1 |
| 05 months | 3.6 | 3.0 | 3.0 | 3.0 | 2.9 | 3.15 | 3.4 | 3.9 | 3.6 | 4.1 | 3.6 | 4.1 |
| 06 months | 4.7 | 3.6 | 3.6 | 3.6 | 3.45 | 3.45 | 4.5 | 4.8 | 4.7 | 5.0 | 4.7 | 5.0 |
| 07 months | 4.7 | 3.6 | 3.6 | 3.6 | 3.45 | 3.45 | 4.5 | 4.8 | 4.7 | 5.0 | 4.7 | 5.0 |
| 08 months | 4.7 | 3.6 | 3.6 | 3.6 | 3.45 | 3.45 | 4.5 | 4.8 | 4.7 | 5.0 | 4.7 | 5.0 |
| 09 months | 4.7 | 3.6 | 3.6 | 3.6 | 3.45 | 3.45 | 4.5 | 4.8 | 4.7 | 5.0 | 4.7 | 5.0 |
| 10 months | 4.7 | 3.6 | 3.6 | 3.6 | 3.45 | 3.45 | 4.5 | 4.8 | 4.7 | 5.0 | 4.7 | 5.0 |
| 11 months | 4.7 | 3.6 | 3.6 | 3.6 | 3.45 | 3.45 | 4.5 | 4.8 | 4.7 | 5.0 | 4.7 | 5.0 |
| 12 months | 5.5 | 4.0 | 4.0 | 4.0 | 3.45 | 4.0 | 5.2 | 5.5 | 5.5 | 5.8 | 5.5 | 5.8 |
| 13 months | 5.5 | 4.0 | 4.0 | 4.0 | 3.45 | 4.0 | 5.2 | 5.5 | 5.5 | 5.8 | 5.5 | 5.8 |
| 15 months | 5.5 | 4.0 | 4.0 | 4.0 | 3.45 | 4.0 | 5.2 | 5.5 | 5.5 | 5.8 | 5.5 | 5.8 |
| 18 months | 5.5 | 4.0 | 4.0 | 4.0 | 3.45 | 4.0 | 5.2 | 5.5 | 5.5 | 5.8 | 5.5 | 5.8 |
| 24 months | 5.5 | 4.0 | 4.0 | 4.0 | 3.45 | 4.0 | 5.2 | 5.5 | 5.5 | 5.8 | 5.5 | 5.8 |
| 36 months | 5.5 | 4.0 | 4.0 | 4.0 | 3.45 | 4.0 | 5.2 | 5.5 | 5.5 | 5.8 | 5.5 | 5.8 |
| 04 - 15 years | 4.0 | |||||||||||
1 -13, 15, 18, 24, 36 months
End of term
VND/USD
VND 500,000/30 USD
If you do not settle on maturity date and there is no prior agreement, your principal and interest earnings will roll over to a new similar term with prevalent rate at the time of rollover (if settlement date is on non-business day or holiday under MSB’s regulation, your principal and interest will be settled next business day).
You can prematurely withdraw your deposit and earn demand deposit rate.
Open overdraft on secured online savings book
Mobile App
Reliable network
Customer warning
Deposit insurance
If customers have a need to use flexible financial resources when the savings book is not due yet,
Open an online mortgage overdraft from a savings book with an interest rate of 8.49%/year and pay according to the amount and number of days used
More information on savings products?
Peace of mind saving in foreign currency with attractive interest rates
See more:
Please visit the nearest MSB’s branch/transaction office or access mBank app to open an online deposit account rapidly and conveniently.
(Please scan QR code to open online deposit account)
1900 6083
(024) 3944 5566
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