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Interest upfront term deposit

Benefits

Interest paid upfront at the time of depositing

Interest paid upfront at the time of depositing for business investment or personal consumption

Flexible terms

Please see interest rates at Tariff (VND, USD)

Can be used as owner’s or relatives’ financial evidence to study or travel overseas

Can transfer or pledge savings book to borrow at MSB at preferred interest rate or request MSB to block Interest upfront term deposit account and verify balance to borrow from other banks.

141077

Savings interest rate

The more savings deposits, the higher the interest earned.

Unit Regular yield 139141 Highest interest rate 272472 Deposit agreement Partial withdrawal of principal 3053987 Bamboo * 141003 Golden bee (*) 247727 Immediate interest payout 141077
Deposit at the counter Deposit online Deposit at the counter Deposit online Deposit at the counter Deposit online Deposit at the counter Deposit online Deposit at the counter Deposit online
Early withdrawal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
01 month 3.6 3.9 3.6 3.6 3.9 2.7 3.15
02 months 3.4 3.7 3.6 3.9 3.6 3.6 3.9 2.7 3.15
03 months 3.4 3.7 3.6 3.9 3.6 3.6 3.9 3.0 3.0 3.0 2.9 3.15
04 months 3.4 3.7 3.6 3.9 3.6 3.6 3.9 3.0 3.0 3.0 2.9 3.15
05 months 3.4 3.7 3.6 3.9 3.6 3.6 3.9 3.0 3.0 3.0 2.9 3.15
06 months 4.5 4.8 4.7 5.0 4.7 4.7 5.0 3.6 3.6 3.6 3.45 3.45
07 months 4.5 4.8 4.7 5.0 4.7 4.7 5.0 3.6 3.6 3.6 3.45 3.45
08 months 4.5 4.8 4.7 5.0 4.7 4.7 5.0 3.6 3.6 3.6 3.45 3.45
09 months 4.5 4.8 4.7 5.0 4.7 4.7 5.0 3.6 3.6 3.6 3.45 3.45
10 months 4.5 4.8 4.7 5.0 4.7 4.7 5.0 3.6 3.6 3.6 3.45 3.45
11 months 4.5 4.8 4.7 5.0 4.7 4.7 5.0 3.6 3.6 3.6 3.45 3.45
12 months 5.0 5.3 5.3 5.6 5.3 5.3 5.6 4.0 4.0 4.0 3.45 4.0
13 months 5.0 5.3 5.3 5.6 5.3 5.3 5.6 4.0 4.0 4.0 3.45 4.0
15 months 5.0 5.3 5.3 5.6 5.3 5.3 5.6 4.0 4.0 4.0 3.45 4.0
18 months 5.0 5.3 5.3 5.6 5.3 5.3 5.6 4.0 4.0 4.0 3.45 4.0
24 months 5.0 5.3 5.3 5.6 5.3 5.3 5.6 4.0 4.0 4.0 3.45 4.0
36 months 5.0 5.3 5.3 5.6 5.3 5.3 5.6 4.0 4.0 4.0 3.45 4.0
04 - 15 years 4.0
(*) Interest rate of term savings deposits (Golden Ong and Non-Mung) is floating and changes according to the MSB Interest Rate Table issued from time to time.
(**) Highest interest rate product: Newly opened savings book or Savings book opened from January 1, 2018 automatically renews with 12-month deposit term and deposit amount from VND 500 billion (Five hundred billion VND) VND) with the interest rate of 7.0%/year.
(***) Highest interest rate product: Newly opened savings book or Savings book opened from January 1, 2018 automatically renews with 13-month deposit term and deposit amount from VND 500 billion (Five hundred billion VND) billion VND) with the interest rate of 8.0%/year.

Flexible terms

1-13, 15, 18, 24, 36 months

Interest payment

One-time, at the time of depositing

Minimum required amount

500.000VNĐ/30USD

Maturity

If you do not settle on maturity date and there is no prior agreement, your principal and interest earnings will roll over to a new similar term with prevalent rate at the time of rollover (if settlement date is on non-business day or holiday under MSB’s regulation, your principal and interest will be settled next business day).

Early withdrawal

You cannot prematurely withdraw your deposit

Convenience service included

Open overdraft on secured online savings book

Mobile App

Reliable network

Customer warning

Deposit insurance

If customers have a need to use flexible financial resources when the savings book is not due yet,
Open an online mortgage overdraft from a savings book with an interest rate of 8.49%/year and pay according to the amount and number of days used

Open overdraft
More information on savings products?

Gợi ý sản phẩm tiết kiệm phù hợp

Periodic return term deposit

Periodically paid interest for daily spending needs

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Partial withdrawal Deposits

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Highest interest deposit - MSB

Highest interest rate among deposit products

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Foreign currency deposit

Peace of mind saving in foreign currency with attractive interest rates

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Online term deposit

High interest rate, convenient to deposit

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Kids deposit

Sustainable funds for your kid’s future

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Yellow bee deposit

The joy of saving every day

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How to get savings book at ease?

Please visit the nearest MSB’s branch/transaction office or access mBank app to open an online deposit account rapidly and conveniently.

(Please scan QR code to open online deposit account)

Contact us

Hotline

1900 6083

(024) 3944 5566

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