Benefits

At the moment when balance reaches required level

Unique transfer feature, allowing to auto transfer from current account to Wealth and Safety savings account when balance reaches required level

Please see interest rates at Tariff (VND, USD)

Can deposit and withdraw on a daily basis

Unlimited and fee-free withdrawals during the term

247875

Savings interest rate

The more savings deposits, the higher the interest earned.

Unit Bamboo * 141003 Golden bee (*) 247727 Immediate interest payout 141077 Regular yield 139141 247875 Partial withdrawal of principal 3053987
Deposit at the counter Deposit online Deposit at the counter Deposit online Deposit at the counter Deposit online Deposit at the counter Deposit online
Early withdrawal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
01 month 2.3 2.75 3.0 3.5
02 months 2.3 2.75 2.3 3.25 3.0 3.5
03 months 3.0 3.0 3.25 2.5 2.75 2.5 3.25 3.0 3.5
04 months 3.0 3.0 3.25 2.5 2.75 2.5 3.25 3.0 3.5
05 months 3.0 3.0 3.25 2.5 2.75 2.5 3.25 3.0 3.5
06 months 3.6 3.6 3.6 2.85 2.85 3.1 3.1 3.6 3.9
07 months 3.6 3.6 3.6 2.85 2.85 3.1 3.1 3.6 3.9
08 months 3.6 3.6 3.6 2.85 2.85 3.1 3.1 3.6 3.9
09 months 3.6 3.6 3.6 2.85 2.85 3.1 3.1 3.6 3.9
10 months 3.6 3.6 3.6 2.85 2.85 3.1 3.1 3.6 3.9
11 months 3.6 3.6 3.6 2.85 2.85 3.1 3.1 3.6 3.9
12 months 4.0 4.0 4.0 2.55 3.4 3.5 3.5 4.0 4.3
13 months 4.0 4.0 4.0 2.55 3.4 3.5 3.5 4.0 4.3
15 months 4.0 4.0 4.0 2.55 3.4 3.5 3.5 4.0 4.3
18 months 4.0 4.0 4.0 2.55 3.4 3.5 3.5 4.0 4.3
24 months 4.0 4.0 4.0 2.55 3.4 3.5 3.5 4.0 4.3
36 months 4.0 4.0 4.0 2.55 3.4 3.5 3.5 4.0 4.3
04 - 15 years 4.0
(*) Interest rate of term savings deposits (Golden Ong and Non-Mung) is floating and changes according to the MSB Interest Rate Table issued from time to time.
(**) Highest interest rate product: Newly opened savings book or Savings book opened from January 1, 2018 automatically renews with 12-month deposit term and deposit amount from VND 500 billion (Five hundred billion VND) VND) with the interest rate of 7.0%/year.
(***) Highest interest rate product: Newly opened savings book or Savings book opened from January 1, 2018 automatically renews with 13-month deposit term and deposit amount from VND 500 billion (Five hundred billion VND) billion VND) with the interest rate of 8.0%/year.

Terms

Non-terms

Phương thức trả lãi

Monthly by month end and auto credited to current account (if being set up)

Deposit currency

VND/USD

Minimum required amount

500.000 VNĐ/30USD

Account usage

You can deposit cash directly or ask someone else to deposit and receive transfer unlimited. You can withdraw cash or transfer to other accounts of your own.

You can register auto transfer from current account to savings account when current account balance reaches required level. Transfer amount is fixed and transfer is scheduled on a recurring date of the month.

At the moment when current account balance reaches required level. Transfer amount is fixed and transfer is scheduled on a recurring date of the month.

Convenience service included

Open overdraft on secured online savings book

Mobile App

Reliable network

Customer warning

Deposit insurance

If customers have a need to use flexible financial resources when the savings book is not due yet,
Open an online mortgage overdraft from a savings book with an interest rate of 8.49%/year and pay according to the amount and number of days used

More information on savings products?

Gợi ý sản phẩm tiết kiệm phù hợp

Interest upfront term deposit

Interest paid upfront at the time of depositing

See more:

Periodic return term deposit

Periodically paid interest for daily spending needs

See more:

Online term deposit

High interest rate, convenient to deposit

See more:

Yellow bee deposit

The joy of saving every day

See more:

Luck and Prosperity Certificate of Deposit

Profitable investment, peace of mind

See more:

How to get savings book at ease?

Please visit the nearest MSB’s branch/transaction office or access mBank app to open an online deposit account rapidly and conveniently.

(Please scan QR code to open online deposit account)

Contact us

Hotline

1900 6083

(024) 3944 5566

Cần tư vấn trực tiếp?

Book an appointment with us