Granting 100% without collateral in some cases

Register Expense and Instruction

Short term loan is:

Is a MSB product that provides short-term loans to financial institutions to meet quick and short-term capital needs

Purpose:

Short-term loans increase working capital for production and business activities in accordance with the provisions of MSB and Law

Benefit:

  • Optimal interest rates, tailor-made for each customer
  • Loan term: specific to each Debt Acceptance Agreement, up to 12 months
  • Loan currency: VND
  • Loan form: Loan by limit or by item
  • Collateral: Deposit contract/Certificate of deposit of customers at MSB or at credit institutions in Vietnam, TSB ratio

Contact:

Customer Management Department Non-Banking Financial Institutions - Customer and Partnership Management Center

  • Email: Nonbankfi@msb.com.vn; FI.CK@msb.com.vn
  • Phone: (84-24) 3771 8989/ Ext 6836/6801

Điều kiện mở thẻ

Securities companies, insurance companies interested in short-term loans for production and business activities

Điều kiện mở thẻ

More details here.

Frequently asked questions

Customers can use collateral that is real estate or means of transport to secure the loan. Customers can use collateral that is real estate or means of transport to secure the loan.

Customers need to prepare a fee for the Valuation Service of the Collateral, from which MSB determines the loan amount based on the value of the collateral - this is paid when providing documents to the Bank. Once the loan is approved, the customer prepares the security contract notarization fee and the loan security transaction registration fee to complete the mortgage procedure before disbursing.

MSB does not require the Client to provide a Construction Permit for a loan of VND 1 billion or less or Construction Works that is exempt from a Construction Permit.

In other cases, the Customer is requested to provide the Construction Permit/Confirmation from the Local Authority that the Works are exempt from the Construction Permit.

Yes. You can use your parents' assets as collateral for your loan at MSB.

Yes. Customers can repay part or all of the principal before maturity depending on their financial situation. The early repayment fee is based on the principal amount paid in advance, most of MSB's interest packages for you are free of early repayment from the 5th year onwards.

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