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Overdraft - Optimal financial solution - MSB
Funding rate up to 98% of collateral value

Register Expense and Instruction

Register
Expense and Instruction

Description:

In order to facilitate the payment of the financial institutions, MSB approves the financial institutions to spend in excess of the Credit balance on the bank's current deposit account in VND at MSB. The financial institution will pay interest and other expenses (if any) on the overdraft amount and repay the overdraft principal within a certain period.

Benefit:

  • Term of overdraft limit: Up to 12 months.
  • Overdraft limit is granted in 2 forms:
    • Limit with collateral (which is the balance of demand deposit/time deposit at MSB) with a credit limit granting rate up to 98% of the collateral value.
    • Limit without collateral.
  • Create initiative for financial institutions in daily payment transactions.
  • Optimized resource usage.
  • Used in combination with centralized account management services to optimize limit and cash flow management of Insurance companies.

Contact:

Customer Management Department Non-Banking Financial Institutions - Customer and Partnership Management Center

  • Email: Nonbankfi@msb.com.vn; FI.CK@msb.com.vn
  • Phone: (84-24) 3771 8989/ Ext 6836/6801

Điều kiện mở thẻ

Securities companies, Insurance companies

Điều kiện mở thẻ

See more details here.

Frequently asked questions

According to the State Bank’s regulations, customers cannot enter wrong password more than 5 times. After 5 times, access will be blocked. To reset password, please visit the nearest branch/transaction office for support.

You can register a username at your discretion. However, the system will decline if your chosen username is already existing in the system.

This can happen because:

· Scenario 1: The last time Customer used but did not log out.

Scenario 2: The client is performing simultaneous logins on two or more computers.

· Scenario 3: Customer is logging in on multiple browsers of the same computer.

For one of the above three situations, the Customer presses the “Continue” button to access the service normally.

In addition, the message "This access code has been logged in on another computer or browser" is also the content to help customers be alert to the disclosure of information about Username/password. You can change your password to ensure business security.

In case the Customer has applied to change the company name, the Customer's statement on IB still shows the old company name (Customer Name) because the company name is only recorded after the bank changes. The previous transactions still show the old company name.

M-Banking features the following services:

· Account query: Account statement, online transaction history, bill payment history, credit/debit note issuance, business bank statement, etc.

· Internal transfer.

· Interbank transfer.

· Batch payment.

· Salary payment.

· Recurring transaction.

· Online term deposit opening.

· Electricity bill payment.

· e-tax payment

· 24/7 EVN e-tax and customs clearance payment.

· Cash management.

· Enterprise management.

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