Funding rate up to 98% of collateral value

Register Expense and Instruction

Description:

In order to facilitate the payment of the financial institutions, MSB approves the financial institutions to spend in excess of the Credit balance on the bank's current deposit account in VND at MSB. The financial institution will pay interest and other expenses (if any) on the overdraft amount and repay the overdraft principal within a certain period.

Benefit:

  • Term of overdraft limit: Up to 12 months.
  • Overdraft limit is granted in 2 forms:
    • Limit with collateral (which is the balance of demand deposit/time deposit at MSB) with a credit limit granting rate up to 98% of the collateral value.
    • Limit without collateral.
  • Create initiative for financial institutions in daily payment transactions.
  • Optimized resource usage.
  • Used in combination with centralized account management services to optimize limit and cash flow management of Insurance companies.

Contact:

Customer Management Department Non-Banking Financial Institutions - Customer and Partnership Management Center

  • Email: Nonbankfi@msb.com.vn; FI.CK@msb.com.vn
  • Phone: (84-24) 3771 8989/ Ext 6836/6801

Điều kiện mở thẻ

Securities companies, Insurance companies

Điều kiện mở thẻ

See more details here.

Frequently asked questions

  • Please prepare the following documents to open an account at MSB:
  • Valid identification documents (identity card, passport, birth certificate if you are under 15 years old)
  • MSB account opening request (as per MSB’s template)
  • Additional documents if you are a foreigner (Visa, visa exemption certificate, permanent residence card, temporary residence card, temporary residence certificate)
  • Other documents (in case of FATCA, AML documents are required) Please come to any MSB branch and you will instantly get an account package including a current account, international debit card, and digital banking services like Internet Banking, Mobile Banking, and SMS Banking. If you still have doubts, please drop a message in our inbox with your name, phone number, and residential area, and our Relationship Manager will reach out and support you.

MSB is always willing to support and advise you end-to-end, from the moment you have a demand, you apply until you use our services.

You will be advised step by step to register for Internet Banking, Mobile Banking, SMS Banking, and activate a debit card one time only.

Then, you will get an instruction about card features, Internet Banking, Mobile Banking sent to your registered personal email address.

  Please visit our website www.msb.com.vn or log in to your Internet Banking account to learn more. If you have further inquiries, please contact our 24/7 Customer Service Center at (024) 039445566.

Your current account will be charged for account management fee if there is no active transaction within 6 months and average balance is less than VND 3 million.

You can completely earn 6% cash back for dining spent abroad. In addition, MSB Visa Travel Credit Card offers many features suitable for travelers such as:

6% cashback for spends of the following categories:

- Dining abroad

- Airlines - Hotels

- Duty Free stores

- Transport (Grab, Be, Taxi, train, etc.)

- Travels (Traveloka, Agoda, Booking.vn, etc.)

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