MSB Visa Signature Dining
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10% cashback on all dining spends at weekends, up to VND 10 million rebate per annum
10% cashback on all dining spends at weekends, up to VND 10 million rebate per annum
Detail card
10% cashback on dining spends at weekends, up to VND 10 million rebate per annum
10% of all food spending on Saturday, Sunday
- 0.1% cashback on other spends
- 10% in the fields of Health, Insurance, Education
- 10% lĩnh vực Bảo hiểm (tới 300.000VNĐ/kỳ sao kê)
- 1% Golf transaction spending
- Cashback policy see here
Chance to get big deals, up to 50% off
Up to 50% discount at more than 300 outlets under JOY World of Benefits
Flexible installment plan
Flexible installment payment for up to 12 months on all spends, specially 0% interest at big partners like Shopee, Tiki, Sendo, FPT Shop, Nguyen Kim, etc.
Maximum interest-free
Worry-free shopping with up to 45 interest-free days
Eligibility and Documents
Điều kiện mở thẻ
- Nationality: Vietnamese
- Age: from 18 to 65
- Income: from VND 15 million/month paid by wire transfer
- Household/ Temporary residence registration book issued in the cities in which MSB's headquarter is placed
- Terms and conditions of credit card issuance and usage See here
Điều kiện mở thẻ
- Credit card issuance request
- Identity Card copy
- Household Registration Book copy
- Temporary residence proof if not living at permanent residence address (utility bills, landline bills, Internet bills, or notice on utility, landline payment)
- Income statement or other alternative proofs
Fees and Interest Rates
Annual fee
1.499.000 VND
Issuance fee
0 VND
Late issuance fee
4%
Overseas transaction fee
3%
Limit
4%
Interest rates
~ 2,5%/ month
Note: These fees and rates are VAT exclusive and subject to change from time to time
Privacy and More
JOY World of Benefits
Enjoy up to 50% off deals at more than 300 outlets under JOY World of Benefits
Internet Banking/ Mobile Banking
Card management and fastest credit card outstanding repayment
Contactless payment
Easy, fast and secure transactions through Contactless
Credit card e-statement
Credit card e-statement is sent directly to your registered email address in a secure and fast manner. This feature also helps reduce paper waste and protect the environment
Privacy and security
Advanced protection by OTP and Verified by Visa for secured online shopping
MSB Plus
MSB Plus provides multiple features such as rewards management, card management, cash rebate redemption
