Enjoy the essence, enhance connection

Earn up to 10% cashback - Up to VND 12 million rebate per annum: dining, golf, health, insurance, education

Earn up to 10% cashback - Up to VND 12 million rebate per annum: dining, golf, health, insurance, education

Attractive cashback up to VND 12 million rebate per annum

(New feature applies from December 2022 statement period)

  • 10% cashback on dining spends at weekends
  • 10% cashback on health, education
  • 10% cashback on insurance sector (up to 300,000 VND/statement period)
  • 1% cashback on golf spends
  • Money back policy see here
Ưu đãi dịch vụ Golf

Receive 12 free rounds per year at 50 Golf Courses nationwide. See here

Time duration: from 01/02/2023 to 31/01/2024

  • Receive 12 free rounds per year at 50 Golf Courses nationwide. See here
  • Time duration: from 01/02/2023 to 31/01/2024

Chance to get big deals, up to 50% off

Up to 50% discount at more than 300 outlets under JOY World of Benefits

Flexible installment plan

  • Flexible feature, transactions up to 24 months with your favorite partners. See here
  • 0% installment feature at major partners like Sendo, FPT Shop, Nguyễn Kim,...See here

Up to 45 interest-free days

Worry-free shopping with up to 45 interest-free days

Điều kiện mở thẻ

  • Nationality: Vietnamese
  • Age: from 18 to 65
  • Income: from VND 15 million/month paid by wire transfer
  • Household/ Temporary residence registration book issued in the cities in which MSB's headquarter is placed
  • Terms and conditions of credit card issuance and usage See here

Điều kiện mở thẻ

  • Credit card issuance request
  • Identity Card copy
  • Household Registration Book copy
  • Temporary residence proof if not living at permanent residence address (utility bills, landline bills, Internet bills, or notice on utility, landline payment)
  • Income statement or other alternative proofs
Learn about fees and interest rates of  MSB Visa Signature

here

Annual fee

1.499.000 VND

Issuance fee

0 VND

Late issuance fee

4%

Overseas transaction fee

3%

Limit

4%

Interest rates

~ 2,5%/ month

Note: These fees and rates are VAT exclusive and subject to change from time to time

JOY World of Benefits

Enjoy up to 50% off deals at more than 300 outlets under JOY World of Benefits

Internet Banking/ Mobile Banking

Card management and fastest credit card outstanding repayment

Contactless payment

Easy, fast and secure transactions through Contactless

Credit card e-statement

Credit card e-statement is sent directly to your registered email address in a secure and fast manner. This feature also helps reduce paper waste and protect the environment

Privacy and security

Advanced protection by OTP and Verified by Visa for secured online shopping

MSB Plus

MSB Plus provides multiple features such as rewards management, card management, cash rebate redemption

Frequently Asked Questions

World JOY Of Offers