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MSB – Ngân hàng TMCP Hàng Hải Việt NamMSB – Ngân hàng TMCP Hàng Hải Việt Nam

What is the primary purpose of an IRS transaction?

Hedging interest rate risk. Converting loan interest structure: From floating rate → fixed rate Or from fixed rate → floating rate Proactively managing cash flow planning and cost of funds.

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Who is this product suitable for?

Corporate customers with medium- and long-term loans. Enterprises exposed to interest rate fluctuations. Customers seeking to stabilize financial expenses.

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When should an enterprise use a forward transaction?

A foreign currency receivable or payable amount has been clearly identified. The foreign exchange market is experiencing significant volatility. The enterprise seeks to stabilize costs or revenue.

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Is there any transaction fee for forward contracts?

No transaction fee is charged

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How is the forward exchange rate determined?

The prevailing spot exchange rate at the transaction date. The interest rate differential between the two currencies. The tenor of the forward contract.

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Which currencies are available for trading?

USD, EUR, JPY, GBP, AUD, SGD, CNY, CHF, TWD, HKD, NZD, and nearly 100 other currencies.

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Who is eligible to use this product?

Corporate customers with foreign currency payment or receipt needs. Individual customers with legitimate foreign currency purchase/sale needs in accordance with applicable regulations.

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Can a guarantee be released by cash payment or by documentary settlement?

Yes. The release of guarantees may be effected by cash payment or documentary settlement, depending on the customer’s business plan and subject to the Bank’s approval.

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If an enterprise applies for secured financing, what is the maximum financing ratio?

Financing of up to 280% of the collateral value may be granted, subject to asset valuation and the Bank’s approval.  

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What financing products are available under this solution?

MSB provides comprehensive financing packages, including: Loans, Issuance of bank guarantees, Letters of Credit (L/C)

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