Enterprises operating in the FMCG sector may be granted unsecured credit facilities of up to 100%, subject to the Bank’s credit assessment and approval.
The applicable interest rate for each enterprise is determined based on the Bank’s internal credit rating assessment, the loan amount, and the range of banking services utilized by the customer. For detailed consultation on the interest rate applicable to your enterprise, please leave your contact information and the Bank will reach out to you upon […]
Yes. Shop owners can use one Business Household Account to manage multiple stores and generate separate QR codes for each sales location to track revenues more easily.
Absolutely. The Business Household Account is designed to be simple and user-friendly with an intuitive interface. Even users who are not familiar with technology can easily receive payments, track transactions, and manage revenues.
Yes. A Business Household Account allows revenue from multiple sales channels to be consolidated in one place, making it easier to track and reconcile cash flows. This is particularly suitable for businesses selling in-store, online, or across multiple sales locations.
A Business Household Account is specifically designed for sales activities and cash flow management. In addition to basic banking transactions, the account also supports revenue management, merchant QR code creation, transaction notifications, and access to financial solutions, helping shop owners operate their businesses more efficiently.
For Businesses: The company contacts the MSB Contact Center. MSB will assign the appropriate business unit, and an MSB specialist will work directly with the company to provide consultation and implement the payroll service. For Individuals: Employees can open an online current account directly through the MSB mobile banking application.
MSB will apply a late payment fee based on a percentage of the unpaid minimum payment amount and will begin charging interest on the entire outstanding balance from the transaction date.
You may be automatically eligible for an annual fee waiver if you meet the required total annual spending threshold, or you can proactively use your accumulated reward points to redeem a free annual fee voucher directly on the MSB Digital Bank app.
You can view your statement directly on the MSB Digital Bank app, receive a detailed statement via your registered email address, or visit any MSB branch to request a printed paper statement.