The applicable interest rate for each enterprise depends on the Bank’s internal credit rating, the loan amount, and the banking services utilized. For detailed consultation on the interest rate applicable to your enterprise, please leave your contact information and the Bank will contact you upon receipt.
The loan amount is determined based on the customer’s actual funding needs, debt repayment capacity, and financial management capability, subject to the Bank’s credit assessment and approval.
Yes. USD-denominated loans may be granted provided that the enterprise has import and export activities in compliance with applicable foreign exchange regulations.
Yes. Businesses may obtain loans secured by collateral, with financing value of up to 280% of the appraised collateral value
Express credit facilities based on the enterprise’s reputation: up to VND 15 billion, approved within 3 working days. Comprehensive credit facilities of up to VND 200 billion: approval within 10 working days.
Strong revenue performance. Transparent and stable cash flows. Good credit history. The Bank may consider granting unsecured credit facilities of up to VND 200 billion; The remaining limit may be secured by collateral such as real estate, inventory, or receivables.
Revolving working capital facilities with a tenor of up to 12 months; Import financing via TTR, deferred L/C, and UPAS L/C; Financing based on sales contracts with hospitals/pharmacy chains of up to 100% of input costs.
Accepted collateral includes: real estate, receivables arising from the underlying business plan, and other assets that meet MSB’s eligibility requirements.
Financing of up to 280% of the collateral value may be granted, subject to asset valuation and the Bank’s approval.
Customers may be granted an overdraft facility in accordance with MSB’s regulations. The maximum overdraft limit is equivalent to one (01) month of the customer’s average revenue.