Strong revenue performance. Transparent and stable cash flows. Good credit history. The Bank may consider granting unsecured credit facilities of up to VND 200 billion; The remaining limit may be secured by collateral such as real estate, inventory, or receivables.
Revolving working capital facilities with a tenor of up to 12 months; Import financing via TTR, deferred L/C, and UPAS L/C; Financing based on sales contracts with hospitals/pharmacy chains of up to 100% of input costs.
Accepted collateral includes: real estate, receivables arising from the underlying business plan, and other assets that meet MSB’s eligibility requirements.
Financing of up to 280% of the collateral value may be granted, subject to asset valuation and the Bank’s approval.
Customers may be granted an overdraft facility in accordance with MSB’s regulations. The maximum overdraft limit is equivalent to one (01) month of the customer’s average revenue.
Enterprises operating in the FMCG sector may be granted unsecured credit facilities of up to 100%, subject to the Bank’s credit assessment and approval.
The applicable interest rate for each enterprise is determined based on the Bank’s internal credit rating assessment, the loan amount, and the range of banking services utilized by the customer. For detailed consultation on the interest rate applicable to your enterprise, please leave your contact information and the Bank will reach out to you upon […]
Yes. Shop owners can use one Business Household Account to manage multiple stores and generate separate QR codes for each sales location to track revenues more easily.
Absolutely. The Business Household Account is designed to be simple and user-friendly with an intuitive interface. Even users who are not familiar with technology can easily receive payments, track transactions, and manage revenues.
Yes. A Business Household Account allows revenue from multiple sales channels to be consolidated in one place, making it easier to track and reconcile cash flows. This is particularly suitable for businesses selling in-store, online, or across multiple sales locations.