Fulfilling travels with up to 6% cashback on all spends

Up to 6% cashback on every spend, rebate cap at VND 7,200,000 million p.a.

Up to 6% cashback on every spend, rebate cap at VND 7,200,000 million p.a.

Fulfilling travels with up to 6% cashback on all spends

6% cashback on the following categories

  • Dining, airlines, hotels
  • Duty Free stores

Chance to get big deals, up to 50% off

Up to 50% discount at more than 300 outlets under JOY World of Benefits

  • Tích 5% với giao dịch qua nguồn tín dụng (tối đa 300.000 VNĐ/kỳ)
  • Tích 1% với giao dịch qua nguồn ghi nợ (tối đa 200.000 VNĐ/kỳ)
  • Tổng điểm thưởng lên đến 300.000 VNĐ/kỳ cho cả 2 nguồn thẻ

Flexible installment plan

Flexible installment payment for up to 12 months on all spends, specially 0% interest at major partners like Shopee, Tiki, Sendo, FPT Shop, Nguyen Kim, etc.

Up to 45 interest-free days

Worry-free shopping with up to 45 interest-free days

  • Nguồn thẻ ghi nợ: Rút tiền ATM, POS, ECOM, Contactless
  • Nguồn thẻ tín dụng: POS, ECOM, Contactless
  • Thanh toán hóa đơn tự động điện, nước, truyền hình, Netflix,...
  • Tự động trích nợ từ nguồn thẻ ghi nợ hoặc tín dụng
  • Giao dịch linh hoạt, dễ dàng quản lý qua MSB mBank

Liên kết ví & thanh toán nhanh chóng

  • Thêm vào ví Apple Pay, Google Pay, Samsung Pay, Garmin Pay…
  • Liên kết MoMo, Moca dễ dàng

Điều kiện mở thẻ

  • Nationality: Vietnamese
  • Age: from 18 to 65
  • Household/ Temporary residence registration book issued in the cities in which MSB's headquarter is placed
  • Terms and conditions of credit card issuance and usage See here

Điều kiện mở thẻ

  • Credit card issuance request
  • Identity Card copy
  • Identity Card copy
  • Household Registration Book copy
  • Temporary residence proof if not living at permanent residence address (utility bills, landline bills, Internet bills, or notice on utility, landline payment)
  • Income statement or other alternative proofs
Learn about fees and interest rates of  MSB Visa Travel

here

Annual fee

VND 599,000

Issuance fee

VND 0

Late payment fee

5%

Overseas transaction fee

10%

Interest Rates

~ 2,5%/ tháng

Note: These fees and rates are VAT exclusive and subject to change from time to time

JOY World of Benefits

Enjoy up to 50% off deals at more than 300 outlets under JOY World of Benefits

Pay with just a tap

Enjoy fast, convenient, and secure transactions with Apple Pay, Samsung Pay, and Contactless payment technology.

Internet Banking/ Mobile Banking

Card management and fastest credit card outstanding repayment

Privacy and security

Advanced protection by OTP and Verified by Visa for secured online shopping

Credit card e-statement

Credit card e-statement is sent directly to your registered email address in a secure and fast manner. This feature also helps reduce paper waste and protect the environment

MSB Plus

MSB Plus provides multiple features such as rewards management, card management, cash rebate redemption

Frequently Asked Questions

World JOY Of Offers