Customers receiving their salary through MSB are entitled to free card issuance and annual fee rebates for MSB credit cards. Depending on the card product (mDigi, Visa Online, Family), customers may also enjoy cashback of up to 20%-30% on eligible spending.
Customers can open an account completely free of charge. In addition, MSB offers free Digital Banking services, annual fee waivers, account management fee waivers, and monthly account maintenance fee waivers.
The fee paid for purchasing a Lucky Number Account is non-refundable if the customer requests cancellation. Please refer to the fee schedule and related notes here.
If customers choose a paid Lucky Number Account, they only need to make a one-time payment to own the selected account number.
MSB offers free Lucky Number Accounts based on customers’ birth dates when registering via the MSB mBank application. For other special number combinations, please refer to the fee schedule here.
Yes. MSB allows customers to authorize another person to close a savings account opened at a branch, in accordance with the bank’s current regulations.
MSB’s Highest Interest Rate Savings product currently offers a competitive interest rate of up to 5.8%, helping customers maximize returns on their idle funds.
MSB is committed to protecting customer personal information and card transaction data in accordance with applicable laws and the bank’s confidentiality policies.
Yes. The primary cardholder may request the issuance of supplementary cards for family members in accordance with MSB’s regulations and can manage the spending of supplementary cards.
Yes. Cardholders may register for installment payment programs with preferential interest rates or 0% interest at MSB’s partner merchants, subject to the terms and conditions of each program.