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MSB – Ngân hàng TMCP Hàng Hải Việt NamMSB – Ngân hàng TMCP Hàng Hải Việt Nam

How is a Business Household Account different from a personal account?

A Business Household Account is specifically designed for sales activities and cash flow management. In addition to basic banking transactions, the account also supports revenue management, merchant QR code creation, transaction notifications, and access to financial solutions, helping shop owners operate their businesses more efficiently.

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How can I close my account?

To close your account, please visit any MSB branch or transaction office nationwide, or contact the MSB hotline at 19006083 for assistance.

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What are the loan limits and interest rates for customers receiving their salary via MSB?

M-Payroll customers are eligible for priority unsecured loans with a credit limit of up to 20 times their monthly income (maximum VND 1 billion), with interest rates starting from 14.5% per year. For secured loans, customers may receive interest rates up to 1.5% lower than those offered to regular customers. Employees working for companies that […]

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What benefits do I receive when applying for a credit card?

Customers receiving their salary through MSB are entitled to free card issuance and annual fee rebates for MSB credit cards. Depending on the card product (mDigi, Visa Online, Family), customers may also enjoy cashback of up to 20%-30% on eligible spending.

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Is there any fee for opening an M-Payroll salary account?

Customers can open an account completely free of charge. In addition, MSB offers free Digital Banking services, annual fee waivers, account management fee waivers, and monthly account maintenance fee waivers.

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If I purchase a Lucky Number Account but later want to cancel it, will the fee be refunded?

The fee paid for purchasing a Lucky Number Account is non-refundable if the customer requests cancellation. Please refer to the fee schedule and related notes here.

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Is there a maintenance fee for a Lucky Number Account?

If customers choose a paid Lucky Number Account, they only need to make a one-time payment to own the selected account number.

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Is there any fee for a Lucky Number Account?

MSB offers free Lucky Number Accounts based on customers’ birth dates when registering via the MSB mBank application. For other special number combinations, please refer to the fee schedule here.

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Can customers authorize another person to close their savings account?

Yes. MSB allows customers to authorize another person to close a savings account opened at a branch, in accordance with the bank’s current regulations.

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Which MSB deposit product currently offers the highest interest rate?

MSB’s Highest Interest Rate Savings product currently offers a competitive interest rate of up to 5.8%, helping customers maximize returns on their idle funds.

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