Accepted collateral includes: real estate, receivables arising from the underlying business plan, and other assets that meet MSB’s eligibility requirements.
Financing of up to 280% of the collateral value may be granted, subject to asset valuation and the Bank’s approval.
Customers may be granted an overdraft facility in accordance with MSB’s regulations. The maximum overdraft limit is equivalent to one (01) month of the customer’s average revenue.
Enterprises operating in the FMCG sector may be granted unsecured credit facilities of up to 100%, subject to the Bank’s credit assessment and approval.
The applicable interest rate for each enterprise is determined based on the Bank’s internal credit rating assessment, the loan amount, and the range of banking services utilized by the customer. For detailed consultation on the interest rate applicable to your enterprise, please leave your contact information and the Bank will reach out to you upon […]
The annual fee is VND 15,000,000 per year. For the first year: 50% annual fee rebate if spending reaches VND 30 million within 30 days from the card activation date. 100% annual fee rebate if spending reaches VND 100 million within 30 days from the card activation date. From the second year onwards: Annual fee […]
Credit limit from VND 120 million to VND 1 billion. Cashback of up to VND 24 million per year (for categories such as airlines, metro, etc.). Foreign transaction fee of only 1% for overseas card spending. 6 complimentary domestic airport lounge visits per year for the primary cardholder and family members. Up to 10 Xanh […]
Must be a Vietnamese citizen residing in Vietnam, identified as a Priority Banking customer according to MSB regulations from time to time, and classified as a high total asset customer. Age from 25 to 65 years old. The customer must not have Group 2 debt within the past 12 months or Group 3 debt within […]
Yes. Shop owners can use one Business Household Account to manage multiple stores and generate separate QR codes for each sales location to track revenues more easily.
Shop owners can share successful transaction notifications with employees and assign access permissions as needed, enabling better sales management while maintaining security.