MSB credit cardholders enjoy various benefits such as cashback programs, reward points depending on card features, as well as discount programs for shopping, dining, and travel, in accordance with MSB policies and card scheme programs from time to time.
Customers can repay their MSB credit card balance through: MSB mBank application Bank transfer from a bank account to the credit card account Automatic debit registration
Please visit any MSB branch or transaction office nationwide to complete the account closure process in person.
Yes. However, cash withdrawal transactions are subject to fees and interest from the transaction date in accordance with the applicable fee schedule. Therefore, MSB recommends limiting the use of this feature.
The statement date is the date when MSB records and finalizes the outstanding balance for the billing cycle. The payment due date is the last date by which the cardholder must make payment to avoid interest and fees. These details are clearly indicated on the credit card statement.
MSB credit cards offer an interest-free period of up to 45 days, depending on the transaction date, statement date, and the specific card product.
Opening an account is completely free of charge. In addition, MSB offers free Digital Banking services, annual fee waivers, account management fee waivers, and free internal and interbank transfer fees.
Interest is only charged when the cardholder fails to fully repay the outstanding balance by the due date. The applicable interest rate is determined according to the MSB credit card interest rate schedule from time to time. Please refer to the fee schedule for further details.
Please refer to the detailed information here.
MSB credit cards may offer annual fee waivers or conditional annual fee rebates, depending on spending requirements for each card product and the applicable MSB fee schedule.