Reward points are accumulated from transactions such as: QR payments, bill payments, online savings deposits, maintaining account balances, using debit cards, etc. Spending via MSB Mastercard Super Free and MSB Mastercard Hybrid credit cards. Exclusive privileges for Priority Banking customers: Rewards of up to 500,000 M-Points on their birthday
MSB will apply a late payment fee based on a percentage of the unpaid minimum payment amount and will begin charging interest on the entire outstanding balance from the transaction date.
You may be automatically eligible for an annual fee waiver if you meet the required total annual spending threshold, or you can proactively use your accumulated reward points to redeem a free annual fee voucher directly on the MSB Digital Bank app.
You can view your statement directly on the MSB Digital Bank app, receive a detailed statement via your registered email address, or visit any MSB branch to request a printed paper statement.