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What are the requirements to be issued the MSB Black Card?

12/02/2026
  • Must be a Vietnamese citizen residing in Vietnam, identified as a Priority Banking customer according to MSB regulations from time to time, and classified as a high total asset customer.
  • Age from 25 to 65 years old.
  • The customer must not have Group 2 debt within the past 12 months or Group 3 debt within the past 24 months.
  • The customer’s source of income must not be from industries prohibited for investment or business under the law.
  • The customer must not appear on the blacklist, warning list, AML (Anti-Money Laundering) list, or other fraud prevention lists.
  • Must be a customer approved by the Chairman of the Board of Directors / CEO of MSB as a High Net Worth customer segment, or a Priority Banking customer with total savings and bond balances of at least VND 10 billion for three consecutive months, or salary income of at least VND 100 million per month for three consecutive months, in accordance with MSB’s policies from time to time.
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