Complete financial solution
Easy and fast transactions at all merchant outlets accepting payments by Napas debit card

Complete financial solution

Complete financial solution Banking, SMS Banking.

Complete financial solution

Online transactions anytime, anywhere through Internet Banking, Mobile Banking, SMS Banking.

  • Online transactions anytime anywhere through our Internet Banking, Mobile Banking, SMS Banking services
  • Prompt balance notification sent as SMS via our SMS Banking service.
Chance to get big deals, up to 50% off

Chance to get big deals, up to 50% off

Up to 50% discount at more than 300 outlets under JOY World of Benefits

Điều kiện mở thẻ

  • Nationality: Vietnamese
  • Age: from 18 to 65

Điều kiện mở thẻ

  • Debit card issuance request
  • Identity Card copy
Learn about fees and interest rates of  Napas debit card


Annual Fee

60.000 VND

Issuance fee


Overseas transaction fee


Interest Rates

tại đây

Note: These fees and rates are VAT exclusive and subject to change from time to time

Frequently Asked Questions

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