MSB Visa Signature
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Earn up to 10% cashback - Up to VND 12 million rebate per annum: dining, health, insurance, education
Earn up to 10% cashback - Up to VND 12 million rebate per annum: dining, health, insurance, education
Detail card
Attractive cashback of 10% – up to 12 million VND/year for transactions across various sectors
(Effective from the November 2024 statement period)
- 10% cashback on dining expenses every day of the week (up to 300,000 VND per statement period)
- 10% cashback on education expenses (up to 1,000,000 VND per statement period)
- 10% cashback on healthcare and insurance expenses (up to 300,000 VND per statement period)
- 0.1% cashback on all other transactions
- Money back policy see here
- Tặng 4 lượt phòng chờ hạng thương gia quốc nội/năm (khi chi tiêu từ 180 triệu đồng/năm). Thể lệ chi tiết
Chance to get big deals, up to 50% off
Up to 50% discount at more than 300 outlets under JOY World of Benefits
Up to 45 interest-free days
Worry-free shopping with up to 45 interest-free days
Eligibility and Documents
Điều kiện mở thẻ
- Nationality: Vietnamese
- Age: from 18 to 65
- Income: from VND 15 million/month paid by wire transfer
- Household/ Temporary residence registration book issued in the cities in which MSB's headquarter is placed
- Terms and conditions of credit card issuance and usage See here
Điều kiện mở thẻ
- Credit card issuance request
- Identity Card copy
- Household Registration Book copy
- Temporary residence proof if not living at permanent residence address (utility bills, landline bills, Internet bills, or notice on utility, landline payment)
- Income statement or other alternative proofs
Fees and Interest Rates
Annual fee
1.499.000 VND
Issuance fee
0 VND
Late issuance fee
4%
Overseas transaction fee
3%
Limit
4%
Interest rates
~ 2,5%/ month
Note: These fees and rates are VAT exclusive and subject to change from time to time
Privacy and More
Pay with just a tap
Enjoy fast, convenient, and secure transactions with Apple Pay, Samsung Pay, and Contactless payment technology.
JOY World of Benefits
Enjoy up to 50% off deals at more than 300 outlets under JOY World of Benefits
Internet Banking/ Mobile Banking
Card management and fastest credit card outstanding repayment
MSB Plus
MSB Plus provides multiple features such as rewards management, card management, cash rebate redemption
Privacy and security
Advanced protection by OTP and Verified by Visa for secured online shopping
Credit card e-statement
Credit card e-statement is sent directly to your registered email address in a secure and fast manner. This feature also helps reduce paper waste and protect the environment
