Refers to ongoing and continuous funding needs to support the customer’s business operations, such as supplementing working capital.

Under this method, MSB approves a credit limit that customers can use for up to 12 months. Depending on actual funding needs, customers may withdraw funds multiple times within the approved limit. For each withdrawal, the customer and MSB will agree on the loan amount, interest rate, and repayment schedule through a debt acknowledgment agreement. […]

This loan method requires customers to submit a loan application each time they need additional business funding. Customers may withdraw funds once or multiple times depending on payment needs. For each disbursement, the customer and MSB will agree on the loan amount, interest rate, and repayment schedule through a debt acknowledgment agreement. The maturity date […]

Refers to short-term, non-recurring, or seasonal funding needs, for example, additional capital for business operations during peak periods such as year-end or the Lunar New Year season.

Yes. For investment needs in fixed assets, factories, machinery, and equipment, MSB provides long-term business loans with tenors of up to 120 months. For short-term or occasional working capital needs, MSB offers short-term business loan packages.

MSB does not require a business registration certificate if the customer’s business activities are not legally required to register for a business license. If the customer’s business is legally required to register but has not yet obtained a business registration certificate and/or relevant operating licenses, the customer must provide at least one of the following […]

Customers may use the following assets as collateral for the loan: valuable papers, savings books, deposit balances, real estate, or transport vehicles.