Purchase/acquisition of real estate. Refinancing funds used for the purchase/acquisition of real estate.
MSB applies flexible income verification mechanisms, including income from previous real estate sales/transfer transactions, based on the customer’s experience and transaction history in the real estate market. MSB may also consider end-of-term principal repayment sources from property sales, helping investors optimize their financing plans and enhance access to capital.
Customers who are private enterprise owners, self-employed individuals, or household business representatives, belonging to the Affluent customer segment under MSB regulations. At least 24 months of experience in real estate business.
The loan limit depends on the purpose of financing: Purchase/transfer of factories: up to VND 50 billion. Construction or renovation of factories: up to VND 20 billion. Purchase of machinery, equipment, or transport vehicles: up to VND 8 billion.
Customers pay interest monthly. The principal repayment is flexible, aligned with the customer’s cash flow and may be paid monthly or every 2–3–4 months.
The loan may be used for business-related purposes, including: Purchasing or transferring real estate/factories used as business premises. Constructing or renovating real estate/factories used as business premises. Purchasing machinery, equipment, or transport vehicles. Refinancing loans for eligible business purposes.
The product is designed for individuals engaged in business activities, including self-employed individuals, household business representatives, or private enterprise owners.
This is a repayment method in which the principal is paid in equal installments monthly or every 2–3 months, while interest is calculated based on the outstanding principal balance.
Yes. Customers may repay part or all of the loan principal before maturity depending on their financial situation. Early repayment fees are calculated based on the prepaid principal amount; however, most MSB interest rate packages waive early repayment fees from the fifth year onward.
This is a financing method whereby MSB transfers the loan amount to the seller’s account or the account of a person authorized by the seller and places the funds under hold. The funds will be released once the sale and purchase contract is notarized/certified or once the ownership transfer of the property certificate has been […]