Giải pháp tín dụng cho SMEs

Conditional Credit Granting Commitment

Financing is based on the value of domestic receivables of the Enterprise.

• Diversified credit financing commitments to participate in bids, apply for licenses/implement partnerships/investment joint ventures to implement the Project.
• Simple registration procedures and methods

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Factoring

The solution to grant credit to the seller through the acquisition of receivables arising from the purchase and sale of goods agreed upon by the seller and the purchaser in the purchase and sale contract

• Actively choose a form of credit financing with a high credit limit granting rate of up to VND 200 billion (of which the loan limit does not exceed VND 100 billion).
• Competitive loan interest rates
• Financing up to 90% of the remaining value to be paid for the order.
• Funding from the moment the legal receivable is formed
• Maximum advance payment period is up to 300 days

Provision:

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Medium and Long-Term Loans

Financing is based on the value of domestic receivables of the Enterprise.

• Financing up to 80% of the outstanding value of the receivable.
  • the outstanding value of the receivable
• Competitive loan interest rates
• Financing up to 90% of the remaining value to be paid for the order.

Provision:

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MFine & MFloat Package

Financing is based on the value of domestic receivables of the Enterprise.

• Financing up to 80% of the outstanding value of the receivable.
  • the outstanding value of the receivable.
• Competitive loan interest rates
• Financing up to 90% of the remaining value to be paid for the order.
• Funding from the moment the legal receivable is formed

Provision:

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Ordinary Short-Term Loan

Financing is based on the value of domestic receivables of the Enterprise.

• Financing up to 3 times the value of collateral
• Competitive loan interest rates
• Diversify credit lines based on size, business line and type of collateral
• Competitive loan interest rates
• Simple profile, quick processing

Provision:

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Output Contract Financing

Financing for enterprises to carry out export orders

• Financing limit up to 200 billion (of which the maximum loan limit does not exceed 100 billion VND)
• Funding up to 80% of the contract value and 85% of the total cost
• Loan term is up to 9 months
• Competitive loan interest rates

Provision:

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Pre-Shipment Export financing

Financing for Enterprises to carry out export orders

• Actively choose a form of credit financing with a high credit limit granting rate of up to VND 200 billion (of which the loan limit does not exceed VND 100 billion).
• The maximum funding rate is up to 90% of the remaining payment value of the order.
  • Trước giao hàng: Tài trợ lên đến 85% giá trị Hợp đồng xuất khẩu hoặc 90% giá trị L/C xuất khẩu
• Competitive interest rate
• The funding period is up to 6 months.
• Flexible forms of financing: borrowing, issuing guarantees, issuing letters of credit (L/C).
• Sell foreign currency online at competitive rates
• Bán ngoại tệ trực tuyến với tỷ giá cạnh tranh

Provision:

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Overdraft Account for Businesses

Financing is based on the value of domestic receivables of the Enterprise.

• Quick payment of goods, electricity/water bills, staff salaries...
• Flexible payment channels: at the counter or Internet Banking.
• Automatically pay the principal with modern technology automatically
• Unsecured loans in some cases.
• No need to sign a debt contract, actively spend over the actual amount on the account by up to 2 billion dong

Provision:

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Transportation Vehicle Financing

Loans to buy means of transport is a product of MSB that helps finance businesses to buy cars to serve a variety of needs (travel, business) or expand business activities with attractive interest rates. High loan-to-collateral ratio.

• Competitive interest rates
  from only 7.99%/year
• Loan maturity date
  up to 60 months
• Competitive loan ratio/value of collateral in the market
• Quick disbursement, easy and fast procedures

Provision:

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Accounts Receivable Financing

Financing is based on the value of domestic receivables of the Enterprise.

• Competitive interest rate
• Funding rate up to 90% of the remaining value of the order
• Flexible forms of financing: borrowing, issuing guarantees, issuing letters of credit (L/C).

Provision:

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