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Customers can use collateral that is real estate or means of transport to secure the loan. Customers can use collateral that is real estate or means of transport to secure the loan.

Customers need to prepare a fee for the Valuation Service of the Collateral, from which MSB determines the loan amount based on the value of the collateral - this is paid when providing documents to the Bank. Once the loan is approved, the customer prepares the security contract notarization fee and the loan security transaction registration fee to complete the mortgage procedure before disbursing.

MSB does not require the Client to provide a Construction Permit for a loan of VND 1 billion or less or Construction Works that is exempt from a Construction Permit.

In other cases, the Customer is requested to provide the Construction Permit/Confirmation from the Local Authority that the Works are exempt from the Construction Permit.

Yes. You can use your parents' assets as collateral for your loan at MSB.

Yes. Customers can repay part or all of the principal before maturity depending on their financial situation. The early repayment fee is based on the principal amount paid in advance, most of MSB's interest packages for you are free of early repayment from the 5th year onwards.