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Frequently Asked Questions
MSB Visa Dining credit cardholders are entitled to a first-year annual fee waiver if they have at least a minimum of VND 1 million spent within 30 days from the card activation date. From the 2nd year onwards, the annual fee is VND 1,499,000 VND.
Customers can use collateral that is real estate or means of transport to secure the loan. Customers can use collateral that is real estate or means of transport to secure the loan.
Customers need to prepare a fee for the Valuation Service of the Collateral, from which MSB determines the loan amount based on the value of the collateral - this is paid when providing documents to the Bank. Once the loan is approved, the customer prepares the security contract notarization fee and the loan security transaction registration fee to complete the mortgage procedure before disbursing.
MSB does not require the Client to provide a Construction Permit for a loan of VND 1 billion or less or Construction Works that is exempt from a Construction Permit.
In other cases, the Customer is requested to provide the Construction Permit/Confirmation from the Local Authority that the Works are exempt from the Construction Permit.
Yes. You can use your parents' assets as collateral for your loan at MSB.