MSB Mastercard Super Free

0 VND lifetime annual fee, 0 VND cash withdrawal fee
Lifetime free annual fee, free cash withdrawal fee
Detail card
Lifetime free annual fee
0 VND lifetime annual fee
- 0 VND lifetime annual fee
- 0 VND cash withdrawal fee

Give up to 10 reward points for every transaction
-
Accumulate points for gift redemption, without limits:
- 1.000 VNĐ = 10 reward points for transactions at supermarkets
-1.000 VNĐ = 1 reward point for other transactions
(excluding installment transactions, cash withdrawals, refund transactions, and cancellations)
You can proactively convert accumulated points quickly and flexibly into electronic shopping vouchers applicable to hundreds of attractive services offered by MSB and its partners through MSB Plus -
Follow these steps to redeem gifts:
Step 1: Log in to the MSB mBank app, select MSB Plus → Choose Credit Card Loyalty → Select the MasterCard Super Free card
Step 2: Choose the gift card you desire from the gift information screen
Step 3: Select "Redeem Gift" to confirm -
The validity period for reward points:
Points are calculated at the end of each statement period. Monthly accumulated points will expire after 12 months if not redeemed by the customer
Refer to the Gift Redemption Points Policy see here
Chance to get big deals, up to 50% off
Up to 50% discount at more than 300 outlets under JOY World of Benefits
Flexible installment plan
Flexible installment payment for up to 12 months on all spends, specially 0% interest at big partners like Shopee, Tiki, Sendo, FPT Shop, Nguyen Kim, etc.
- Flexible feature, transactions up to 24 months with your favorite partners.
- 0% installment feature at major partners like Sendo, FPT Shop, Nguyễn Kim, etc.

Spending Support, Worldwide Payments
Flexible payment for goods, and convenient cash withdrawals at over 2 million ATMs and 40 million globally accepted MasterCard points
Maximum interest free
Worry-free shopping with up to 45 interest-free days
Eligibility and Documents
Điều kiện mở thẻ
- Nationality: Vietnamese
- Age: from 18 to 65
- Income: from VND 5 million/month paid by wire transfer
- Terms and conditions of credit card issuance and usage
Điều kiện mở thẻ
- Credit card issuance request
- Identity Card copy
- Household Registration Book copy
- Temporary residence proof if not living at permanent residence address (utility bills, landline bills, Internet bills, or notice on utility, landline payment)
- Income statement or other alternative proofs
Fees and Interest Rates
Learn about fees and interest rates of
MSB Mastercard Super Free
Annual fee
Free
Issuance fee
0 VND
Late payment fee
5%
Overseas transaction fee
3,5%
Interest rate
~ 3,3%/ month
Note: These fees and rates are VAT exclusive and subject to change from time to time