During the land investment stage, collateral consists of rights arising from the land lease contract. During the factory construction and machinery & equipment investment stage, collateral may include assets formed from the loan proceeds.
Financing is available from the land investment stage at the time the deposit agreement (MOU) is signed, without requiring additional collateral.
Financing of up to 85% of the land lease contract value and up to 70% for assets formed from loan proceeds (construction costs and machinery & equipment investment). Medium- and long-term financing with tenors of up to 10 years. Principal grace period of up to 36 months. Acceptance of rights arising from the lease contract […]
Yes. The EVN Contractor Supply Chain Financing product is offered under an unsecured credit limit.
Loans under the EVN Contractor Supply Chain Financing product. Working capital loans with a revolving credit limit of up to 12 months.
Depending on the type of collateral. For example, machinery, equipment, or production lines may require insurance. Customers must maintain valid insurance coverage throughout the loan period.
Yes. MSB considers medium- and long-term financing for both direct investment (where the customer is the investing enterprise) and indirect investment (where the customer contributes capital or acquires equity in another enterprise).
Customers can manage their loans anytime, anywhere through: The MSB mBank app (showing principal balance, interest, and repayment schedule). Contacting an MSB branch or hotline for detailed assistance.
No. Direct designated cash flow limits are not granted for customers operating in the construction sector.
The loan tenor depends on the business cycle, business plan, capital recovery period, and the customer’s repayment capacity, but must not exceed 12 months per debt agreement.