While the policy remains in force, the Policyholder has the following rights: Change the Protection Plan. Adjust the Sum Assured. Exercise the Guaranteed Increase in Sum Assured option. Add optional riders. Make additional premium contributions. Withdraw funds from the Policy Account Value. Terminate the insurance policy before maturity. Other rights in accordance with applicable laws […]
The premium payment term is equal to the policy term. However, customers are not required to pay premiums throughout the entire policy term. The mandatory premium payment period is the first 4 policy years. During this period, the policy may lapse if the basic premium is not paid fully and on time. From the 5th […]
Pru – Maximum Protection is a life insurance product under the Universal Life Insurance category. Therefore, the product provides both: Risk protection benefits in case the insured dies or suffers Total and Permanent Disability (TPD), and Investment benefits through the policy account value.
Prudential will not pay the death benefit if the insured dies due to any of the following causes, whether directly or indirectly: Suicide or self-inflicted injury within two years from the date the first basic premium is paid or the most recent policy reinstatement date. Criminal acts or intentional misconduct by the Policyholder causing harm […]
The product provides the following benefits: Risk protection benefits: protection against death and/or total and permanent disability. Investment benefits: premiums are allocated into Prudential-managed unit-linked funds, and customers receive the full investment results while bearing the associated investment risks. Maturity benefit: receive 100% of the policy account value. Account value bonus benefits: Growth Bonus Loyalty […]
Pru – Steady Investment Growth is a life insurance product under the Pru-Linked Insurance (unit-linked insurance) category. Policy benefits are clearly separated between: Risk protection benefits (applicable in cases of death and/or total and permanent disability), and investment benefits Insurance premiums will be allocated into unit-linked funds, which are invested in financial markets. The Policyholder […]
For electronic voucher gifts, the voucher will be sent by the gift provider Got It / Urbox (Prudential’s partners) to the phone number or email address registered by the customer with Prudential. For physical gifts, Prudential or the gift provider will deliver the gift to the customer via postal service with direct delivery, based on […]
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