The statement date is the date when MSB records and finalizes the outstanding balance for the billing cycle. The payment due date is the last date by which the cardholder must make payment to avoid interest and fees. These details are clearly indicated on the credit card statement.
MSB credit cards offer an interest-free period of up to 45 days, depending on the transaction date, statement date, and the specific card product.
Interest is only charged when the cardholder fails to fully repay the outstanding balance by the due date. The applicable interest rate is determined according to the MSB credit card interest rate schedule from time to time. Please refer to the fee schedule for further details.
MSB credit cards may offer annual fee waivers or conditional annual fee rebates, depending on spending requirements for each card product and the applicable MSB fee schedule.
Yes. Customers can apply for an MSB credit card online via the MSB Digital Bank app: Download the MSB Digital Bank app from the app store Register an account Select “Apply for a Credit Card” on the app See detail at here
The credit card application dossier typically includes: Valid identification documents (Citizen ID card or Passport) Documents proving income or collateral Credit card application form in accordance with MSB’s template
Please visit the nearest MSB branch or transaction office for assistance with card closure.
The minimum income requirement varies depending on the specific card product and MSB’s policies in each period. For details, please refer to the information on the MSB website or contact MSB for consultation.
Applicants must be Vietnamese citizens or foreigners legally residing in Vietnam, aged 20 or above, and meet the income or collateral requirements in accordance with MSB’s regulations from time to time.
The annual fee for the MSB Visa Classic card is updated from time to time. For details, please refer here.