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MSB – Ngân hàng TMCP Hàng Hải Việt NamMSB – Ngân hàng TMCP Hàng Hải Việt Nam

What benefits do I receive when applying for a credit card?

Customers receiving their salary through MSB are entitled to free card issuance and annual fee rebates for MSB credit cards. Depending on the card product (mDigi, Visa Online, Family), customers may also enjoy cashback of up to 20%-30% on eligible spending.

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Are customer personal and transaction details kept confidential?

MSB is committed to protecting customer personal information and card transaction data in accordance with applicable laws and the bank’s confidentiality policies.

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Can I issue a supplementary card for my family members?

Yes. The primary cardholder may request the issuance of supplementary cards for family members in accordance with MSB’s regulations and can manage the spending of supplementary cards.

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Can I use my MSB credit card for installment payments?

Yes. Cardholders may register for installment payment programs with preferential interest rates or 0% interest at MSB’s partner merchants, subject to the terms and conditions of each program.

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What should I do if my MSB credit card is lost?

If your card is lost, please immediately block the card via the MSB mBank application or contact the MSB Contact Center for timely assistance to minimize potential risks.

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What security features do MSB credit cards have?

MSB credit cards apply advanced security standards including EMV chip technology, 3D Secure authentication for online transactions, and card management utilities available on the MSB mBank application.

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Where can I find MSB credit card promotions?

Promotion information is regularly updated on the official MSB website, the MSB mBank application, and other official communication channels of the bank.

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What benefits do MSB credit cardholders receive?

MSB credit cardholders enjoy various benefits such as cashback programs, reward points depending on card features, as well as discount programs for shopping, dining, and travel, in accordance with MSB policies and card scheme programs from time to time.

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How can I repay my MSB credit card outstanding balance?

Customers can repay their MSB credit card balance through: MSB mBank application Bank transfer from a bank account to the credit card account Automatic debit registration

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Can I withdraw cash using an MSB credit card?

Yes. However, cash withdrawal transactions are subject to fees and interest from the transaction date in accordance with the applicable fee schedule. Therefore, MSB recommends limiting the use of this feature.

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