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MSB – Ngân hàng TMCP Hàng Hải Việt NamMSB – Ngân hàng TMCP Hàng Hải Việt Nam

Who should I contact for support if a transaction error occurs over the weekend?

For every Collection & Payment client, MSB provides a dedicated on-site support team. Additionally, a 24/7 communication channel is maintained with our IT experts and product specialists to ensure all issues are resolved instantly.

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How are the fees for Collection and Payment services calculated?

Fees are determined based on our standard schedule and customized for each client. Factors such as daily transaction volume and selected solutions are considered to ensure you receive our most competitive rates.

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Are there any fees for opening an account?

Not at all. Account registration is completely free of charge.

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Is insurance required for collateral during the loan period?

Depending on the type of collateral. For example, machinery, equipment, or production lines may require insurance. Customers must maintain valid insurance coverage throughout the loan period.

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If a customer plans a medium- or long-term loan to acquire equity in another company, will MSB consider financing?

Yes. MSB considers medium- and long-term financing for both direct investment (where the customer is the investing enterprise) and indirect investment (where the customer contributes capital or acquires equity in another enterprise).

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Where can customers track their loan after MSB disburses the funds?

Customers can manage their loans anytime, anywhere through: The MSB mBank app (showing principal balance, interest, and repayment schedule). Contacting an MSB branch or hotline for detailed assistance.

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Can credit limits based on direct cash flow commitments be granted to customers in all industries?

No. Direct designated cash flow limits are not granted for customers operating in the construction sector.

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What is the maximum loan tenor?

The loan tenor depends on the business cycle, business plan, capital recovery period, and the customer’s repayment capacity, but must not exceed 12 months per debt agreement. 

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Can financing be provided based on offtake contracts without a fixed contract value?

Yes. It may be applied to export plans where the quantity of goods can be determined, such as in cashew processing or coffee wholesale/production industries.

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What is the repayment period for factoring financing?

The repayment period must not exceed 60 days for domestic factoring and 120 days for international factoring.

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