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How can I apply for an MSB credit card?

12/02/2026

To apply for an MSB credit card, customers must meet the following requirements:
1. Nationality: Vietnamese citizen
2. Residence/Workplace: Located in provinces or cities where MSB Branches/Transaction Offices are available
3. Age: Primary cardholder: From 20 to 65 years old; Supplementary cardholder: From 15 years old and above
4. Credit history: No Group 2 bad debt within the last 12 months; No Group 3 bad debt within the last 24 months
5. Income (salary transferred via bank account): From VND 6 million per month or more; From VND 8 million per month or more for customers in Hanoi and Ho Chi Minh City; The applicant must not work in hazardous or high-risk occupations (Income requirements may vary depending on MSB policies and specific card products from time to time.)
6. Other requirements: According to MSB regulations applicable from time to time
Note: Please visit https://taichinhtieudung.msb.com.vn or go to the nearest MSB Branch/Transaction Office to apply for an international credit card. The credit assessment team will review the application and provide feedback to the customer.

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