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A Trusted Confidant for a Journey of Prosperity
A place where success, refined experiences, and distinguished financial services come together in harmony with every moment of life.
Privileges
Mindful Essence
An elevated journey connecting knowledge and emotion, guided by the heart.

MSB Rewards Privileges
Exclusive rewards with up to 4x reward points accumulation

Premium Events
Curated events on global settlement, education pathways, and luxury real estate.

Dedicated Healthcare Privileges
Comprehensive protection, thoughtfully designed for you and your family.
Products
The Essence of Finance
Unique solutions to grow your wealth and achieve financial freedom

Prosperity Account
Certificate of Deposit with returns up to 7.6% per annum

Signature Credit Card
Credit limits up to VND 2 billion, with cashback up to VND 36 million per year

8-hour fast-track lending approval
Secured lending up to VND 150 billion, and overdraft facilities up to VND 5 billion

Premium Remittance & Foreign Exchange
International money transfers and receipts at zero fee within 24 hours.

Advanced Wealth Accumulation
Preferential savings interest rate privileges.
Early access to investments in branded luxury real estate.
Services
Specialized Services with Advanced Security Technology

Dedicated Premium Personal Financial Concierge
A premium advisory service delivering expert support in exchange rates, foreign currency trading, investments, and refined personal needs

Advanced Security Technology
Secure transactions on MSB Digital Bank, powered by M-Private’s advanced security framework.

Red Carpet Service
An elevated service environment complemented by a dedicated 24/7 priority hotline
Green Living
The Essence of Living
A journey to inspire the values of Green Living, Healthy Living, and a balanced Body, Mind, and Spirit

MAKING EVERY JOURNEY A GREEN DAWN
MSB partners with you to shape responsible trends in consumption, investment, and balanced living, committed to the well-being of individuals, families, and society.
Premium payment solutions in partnership with leading hospitals
- Unsecured loan & installment credit card packages
- Healthcare service packages in collaboration with Viet Duc Hospital and National Hospital of Obstetrics and Gynecology
A Healthy Mind, A Secure Future
- Education-focused financial solutions
- Complimentary Green SM mobility vouchers
- Premium resort privileges and airport lounge access
- High-end Fitness & Yoga e-vouchers
Pru-Link Green Future Fund
- Focused investment portfolios with a commitment to sustainable growth
- Long-term asset investment opportunities
- Creating positive impacts on the environment and society
Criteria
M-First Membership
Begin your journey of refined experiences with us.
Clients need to meet at least one of the following conditions:
- Average total assets over the past 90 days: VND 1 billion or more
- Average credit outstanding over the past 90 days: VND 5 billion or more
- Average non-term deposit balance over the past 90 days: VND 150 million or more
- Total in-force life insurance policies purchased with MSB: from VND 100 million
- Cumulative outgoing international transfers over the past 12 months: VND 3 billion or …
Detailed terms and conditions

