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Shareholding Structure

40.49%6.75%51.91%0.85%
  • Institutional Shareholders Domestic
  • Institutional Shareholders Foreign
  • Individual Shareholders Domestic
  • Individual Shareholders Foreign
Institutional Shareholders Domestic 40.49%
Foreign 6.75%
Individual Shareholders Domestic 51.91%
Foreign 0.85%

Source: Based on data provided by the Vietnam Securities Depository Source: MSB’s shareholder list as of 31 March 2026, provided by the Vietnam Securities Depository and Clearing Corporation (VSDC).

List of Major Shareholders (≥5% of Charter Capital)

No Shareholders Number of shares Ownership ratio (%) Number of share holded by related persons Ownership ratio of related parties (%) (*) -
1 Vietnam Posts and Telecommunications Group 188,705,972 6.05 - 60 0

Source: Based on data provided by the Vietnam Securities Depository and Clearing Corporation as of the disclosure date. Information is disclosed in accordance with Clause 5, Article 49 of the Law on Credit Institutions 2024.

(*) The definition of related persons is based on Clause 24, Article 4 of the Law on Credit Institutions 2024.

List of Shareholders Owning 1% or More of Charter Capital

No Shareholders Number of shares Ownership ratio (%) Number of share holded by related persons Ownership ratio of related parties (%) (*) -
1 ROX KEY HOLDINGS JOINT STOCK COMPANY 46,800,000 1.5 54,843,824 1.76
2 JASPER INVESTMENT JOINT STOCK COMPANY 151,876,000 4.87 0 0
3 VIETNAM POSTS AND TELECOMMUNICATIONS GROUP 188,705,972 6.05 60 0
4 RICOHOMES INVESTMENT JOINT STOCK COMPANY 155,376,000 4.98 0 0
5 BUENAVISTA HOLDINGS LIMITED 74,096,568 2.37 0 0
6 SAPPHIRE INVEST JOINT STOCK COMPANY 128,978,000 4.13
7 VIETNAM ENTERPRISE INVESTMENTS LIMITED 39,200,000 1.26 20,515,000 0.66
8 TRUONG LONG INVESTMENT TRADING COMPANY LIMITED 149,803,692 4.8 0 0
9 THUAN NAM 1 INVESTMENT COMPANY LIMITED 125,023,000 4.01 0 0
10 ROX LIVING JOINT STOCK COMPANY 49,419,418 1.58 7,557,125 0.24

Source: Based on the data provided by the Vietnam Securities Depository and Clearing Corporation as of June 30, 2026, and information supplied by shareholders up to and including July 02, 2026. The information is disclosed in compliance with Clause 5, Article 49 of the Law on Credit Institutions 2024.

(*) The term “related person” is defined in accordance with Clause 24, Article 4 of the Law on Credit Institutions 2024

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Investor Relations Department

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