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Xem thêmIs physiotherapy treatment covered by insurance?
27/03/2026
Yes. Insurance covers physiotherapy treatment expenses when the treatment is prescribed and deemed medically necessary by a doctor. The reimbursement ranges from VND 50,000 to VND 100,000 per day, up to 60 days per year, applicable to Gold, Platinum, and Diamond plans.
How many days after policy expiry can customers renew the insurance policy?
27/03/2026
Customers who purchase insurance through MSB may renew their policy within a maximum of 7 days from the expiry date and still be considered a continuous renewal (no waiting period applied). However, the renewed insurance certificate will only take effect from the date the renewal premium is paid.
If a customer has two health insurance policies, how will the insurance benefits be paid?
27/03/2026
If a customer has two valid health insurance policies, GIC will reimburse medical treatment expenses within the coverage scope of the policy. The total reimbursement amount will not exceed either the actual medical invoice or the combined benefit limit of the two policies, whichever is lower.