A financing solution for distributors of Casper Vietnam Joint Stock Company, enabling businesses to proactively secure working capital and capture business opportunities, especially during industry peak seasons.

Product portfolio: short-term loans, overdraft facilities, guarantees (bid bond, advance payment, performance, advance payment refund, warranty, payment guarantee)

Short-term credit facilities:

• Total credit limit: 20% of latest annual sales revenue with Casper
• Loan limit: 15% of latest annual sales revenue with Casper, capped at VND 30 billion
• Overdraft limit: 30% of approved credit limit, capped at VND 5 billion

Seasonal credit facilities are structured similarly to short-term facilities (granted in addition to, not within, the above short-term limits): maximum 02 times per year. 

• Maximum 90 days from the date of temporary credit limit increase. 
• Customers must provide a detailed business plan demonstrating immediate additional financing demand and the ability to reduce outstanding balances or provide additional collateral upon expiry of the seasonal facility.

• Tối đa 90 ngày kể từ ngày điều chỉnh tăng hạn mức tín dụng tạm thời. 
• Khách hàng cung cấp kế hoạch kinh doanh cụ thể để chứng minh nhu cầu tín dụng tăng thêm tức thời và khả năng giảm dư nợ hoặc bổ sung TSBĐ sau khi hết thời hạn hạn mức thời vụ.