A financing solution for distributors of Casper Vietnam Joint Stock Company, enabling businesses to proactively secure working capital and capture business opportunities, especially during industry peak seasons.

Product portfolio: short-term loans, overdraft facilities, guarantees (bid bond, advance payment, performance, advance payment refund, warranty, payment guarantee)

Short-term credit facilities:

• Total credit limit: 20% of latest annual sales revenue with Casper
• Loan limit: 15% of latest annual sales revenue with Casper, capped at VND 30 billion
• Overdraft limit: 30% of approved credit limit, capped at VND 5 billion

Seasonal credit facilities are structured similarly to short-term facilities (granted in addition to, not within, the above short-term limits): maximum 02 times per year. 

• Maximum 90 days from the date of temporary credit limit increase. 
• Customers must provide a detailed business plan demonstrating immediate additional financing demand and the ability to reduce outstanding balances or provide additional collateral upon expiry of the seasonal facility.