“Triple Incentives – Desired Cashback” when opening an M-Smart Business Account at MSB – MSB 2026

To continue supporting businesses in optimizing operational costs and maximizing profit efficiency, MSB officially introduces the specialized incentive program “Triple Incentives – Desired Cashback” for customers opening an M-Smart Business Account in 2026.

1. Special “Triple Incentives” Package

New customers opening an M-Smart account will immediately receive a superior financial support package:

• Incentive 1: 100% Fee Waiver

  • Free domestic money transfers (including 24/7 fast transfers) via Internet Banking and Mobile Banking.

  • Waiver of account maintenance fees and electronic banking service fees for the first year.

  • Free issuance and first-year annual fee for MSB Visa Business cards.

• Incentive 2: Attractive Cashback

  • 0.5% Cashback on the total value of online payment transactions.

  • Refund of up to 2,000,000 VND/month for businesses with high transaction volumes.

• Incentive 3: Competitive Interest Rates

  • Additional +0.3%/year interest rate for online term deposits.

  • Preferential loan interest rates starting from only 4.99%/year to supplement working capital.

2. Comparison of M-Smart Account Versions

Depending on the business’s needs and transaction scale, MSB offers diverse options:

3. Quick and Easy Digital Experience

The M-Smart account is integrated with MSB’s leading digital banking technology:

• Online eKYC: Open an account anytime, anywhere, with an active account number in just 1 minute.

• High Security: Advanced security technology (Soft Token, Biometrics) ensures safety for all corporate transactions.

• Smart Management: Integrate accounting software and provide real-time cash flow reports.

4. Participation Procedure

To enjoy these incentives, businesses only need to follow 3 simple steps:

1. Register: Visit msb.com.vn or the MSB mBank app.

2. Verify: Complete online identity verification (eKYC) or provide documents at the nearest MSB branch.

3. Activate: Log in and start transactions to receive immediate “Triple Incentives.”

Note: The program is applicable to new business customers from January 1, 2026, to December 31, 2026. Terms and conditions apply according to MSB regulations from time to time.

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