MSB offers great deals for credit card holders this year-end.

Vietnam Maritime Commercial Joint Stock Bank (MSB) officially launches a series of exclusive promotional programs for credit card holders, focusing on three essential areas: Food, Shopping, and Transportation. The program is being implemented amidst a surge in consumer demand during the New Year and Lunar New Year holidays in 2026, aiming to help customers optimize their spending and increase benefits.

Vietnam Maritime Commercial Joint Stock Bank (MSB) officially launches a series of exclusive promotional programs for credit card holders, focusing on three essential areas: Food, Shopping, and Transportation. The program is being implemented amidst a surge in consumer demand during the New Year and Lunar New Year holidays in 2026, aiming to help customers optimize their spending and increase benefits.

The market at the end of 2025 is shifting strongly towards experiential spending instead of just purchasing goods. According to the General Statistics Office, retail and service revenue in the first 11 months of 2025 increased by 9.1%, with food and beverage services leading the way with a 14.6% increase. Data from Numerator also shows that 42% of consumers prioritize family bonding services over traditional meals, driving a strong increase of nearly 10% in purchasing power at supermarkets and restaurants in Q4 2025.

Understanding this sentiment, MSB not only develops modern card lines geared towards green and healthy living, such as MSB Mastercard Green World and MSB Mastercard Hybrid, but also designs a reward ecosystem (JOY and JOY+) closely aligned with the actual needs of customers. Direct connections with over 300 partners across various sectors allow MSB cardholders to enjoy discounts of up to 50%, enjoying a fulfilling yet economical holiday season.

20% direct discount on food bills: Connecting joy through year-end parties.

In Vietnamese culture, the end of the year is a golden time for reunions and parties. Understanding the value of connection, MSB offers attractive culinary privileges to “fuel” celebrations. Specifically, when spending from VND 1 million at restaurants belonging to the Golden Gate system – which owns a number of famous brands such as Manwah, Hutong, Ashima, GoGi House, Sumo BBQ, Shogun, iSushi… – MSB credit card holders will receive a VND 200,000 cashback into their account.

In addition, the “Great Deals – Affordable Prices” program exclusively for MSB Visa cardholders is also very attractive with a direct 20% discount on the total bill at participating restaurants. These practical offers not only help diners reduce their financial burden but also elevate their experience at upscale dining venues during holidays like year-end parties or Valentine’s Day…

One-touch payment, instant 15% discount on shopping bills

The essential goods and gift shopping sector also saw a breakthrough with the collaboration between MSB, NAPAS, and Mastercard. To meet the massive customer traffic at supermarkets during the year-end shopping season, the “Tap and Get Amazing Deals” program has been launched at Aeon Citimart and Ministop.

Cardholders simply need to use contactless payment technology on Payoo POS devices to receive an instant 15% discount, up to a maximum of VND 50,000, for bills from VND 100,000. With a promotion frequency of once per card per week, MSB not only provides direct economic benefits but also contributes to promoting the trend of safe and fast cashless payments, helping customers avoid long waits at the checkout counter during peak Tet shopping days.

In conjunction with the year-end shopping season, from now until February 28, 2026, MSB is offering a VND 100,000 discount on Shopee orders from VND 1 million when paying with an MSB Mastercard. The program applies a maximum of 2 times per month per card and is limited to a certain number of weekly discounts.

Get an instant 20% discount when booking bus tickets: Making every journey more complete.

The third area of ​​promotion that MSB focuses on is transportation – the most essential need for everyone during the Lunar New Year. Whether it’s year-end trips or journeys back home for family reunions, MSB always accompanies customers through promotions in conjunction with the Vexere platform.

MSB cardholders who book bus tickets through the app or vexere will receive an instant 20% discount (maximum 50,000 VND). This is a practical gift to help reduce the burden of travel costs, especially meaningful for those working far from home or families planning early spring trips, thanks to MSB. Integrating the offer into a reputable online booking platform also demonstrates the Bank’s sophistication in applying technology to simplify all cardholder needs.

Share: