Vietnam Maritime Commercial Joint Stock Bank (Vietnam Maritime Commercial Joint Stock Bank) officially launched a credit package of 20,000 billion VND to support businesses operating in the fields of infrastructure construction and digital technology transformation. The program will be implemented from June 1 to the end of 2025.

The credit package provides short-term and medium-long-term loans, designed specifically for business groups investing in key areas such as energy infrastructure (including electricity, gas…), transportation and logistics infrastructure, as well as technology infrastructure serving the digital transformation process. Vietnam Maritime Commercial Joint Stock Bank especially prioritizes projects on the list proposed by relevant ministries and branches and in accordance with specific instructions from the State Bank of Vietnam (SBV).
Accordingly, qualified businesses will enjoy preferential interest rates reduced by at least 1% compared to the current market interest rate. For medium and long-term loans, the preferential interest rate period will be maintained for a minimum of 2 years. For short-term loans, businesses will enjoy preferential interest rates for a maximum period equal to the term of each credit contract.
At the same time, Vietnam Maritime Commercial Joint Stock Bank also introduced digital financial solutions to support businesses in effective cash flow management, payment connection and optimal operations in the digital environment.
The implementation of the above 20,000 billion credit package is within the framework of the 500,000 billion VND credit program committed by commercial banks for the fields of science, technology, innovation, digital transformation and strategic infrastructure; At the same time, it demonstrates the proactive spirit of Vietnam Maritime Commercial Joint Stock Bank in implementing the Government’s directions and mobilizing financial resources for areas that play a fundamental role in long-term growth.
Through this program, Vietnam Maritime Commercial Joint Stock Bank aims to accompany the business community in upgrading technical infrastructure systems, expanding supply chain operating capacity, and promoting the application of digital technology. These are key factors that help businesses increase productivity, enhance competitiveness and develop sustainably in the context of an economy in a period of strong transformation.
Currently, Vietnam Maritime Commercial Joint Stock Bank is also implementing other programs following the direction of the Government and the State Bank such as a VND 3,000 billion green credit financing package, diverse and separate solutions for each industry group of commerce, production, construction, etc. This shows the commitment of Vietnam Maritime Commercial Joint Stock Bank to stand side by side with businesses on the journey of “rising” in the new era.
Detailed information about the program is updated at Vietnam Maritime Commercial Joint Stock Bank branches nationwide or via the official website: www.msb.com.vn.