Vietnam Maritime Commercial Joint Stock Bank supports up to 200 billion VND for businesses in key industries

Vietnam’s economy is growing rapidly, deeply integrating with the international market but is currently facing many challenges such as a shortage of skilled labor, fierce competition and technological innovation. This is both a vital challenge and an opportunity for Vietnamese businesses to convert to green production, develop sustainably and enhance their position in the international arena. In addition, the challenges of the business cycle, specific capital needs and pressure from rapid market changes and increasing international standards are also significant obstacles.

Recognizing this situation, Vietnam Maritime Commercial Joint Stock Bank (Vietnam Maritime Commercial Joint Stock Bank) proactively deploys specialized Financing Solutions for businesses in key industries such as Electricity and electrical system equipment; Electronics, Telecommunications and Information Technology; Construction, Construction and implementation of projects with State capital; Pharmaceuticals, medical equipment; Manufacturing, metal processing and textiles, footwear… The solution is built on understanding industry specifics, with outstanding incentives to accompany businesses in proactive capital flow and improve financial efficiency.

In order to meet capital sources promptly, Vietnam Maritime Commercial Joint Stock Bank offers two flexible credit financing packages, helping small and medium enterprises proactively choose to suit their needs. With a financing package of up to 100% without collateral, each business can be granted credit up to 200 billion VND based on output contracts with a variety of investors, of which the short-term loan limit is up to 100 billion VND. At the same time, based on reputation, businesses can borrow up to 15 billion VND without collateral with a quick approval process in just 3 days. For businesses with guaranteed assets, Vietnam Maritime Commercial Joint Stock Bank deploys a financing package of up to 280% of the value secured by assets, creating optimal conditions for capital sources for businesses, meeting a variety of capital uses such as issuing additional capital guarantees, paying employee salaries, overdrafts and corporate credit cards. For large-scale enterprises, Vietnam Maritime Commercial Joint Stock Bank builds its own mechanism to suit the financial situation and unique business needs of each enterprise.

In addition, Vietnam Maritime Commercial Joint Stock Bank is also free to issue bid guarantees and commit to financial arrangements, moreover, the guarantee deposit level is only from 0%. In particular, the disbursement and guarantee issuance process takes only 1.5 working hours, helping businesses optimize costs and seize business opportunities promptly and effectively.

Regarding interest rates, Vietnam Maritime Commercial Joint Stock Bank offers preferential lending interest rates to save costs and promote the development of key businesses. In addition, the bank also applies attractive exchange rate incentives, up to 100 points compared to the listed exchange rate on the market, while refunding 0.1% of domestic payment transactions and 0.2% of international payment transactions (maximum 2 million VND/month for each customer), thereby helping to optimize financial costs for businesses.

Not only stopping at financial support, Vietnam Maritime Commercial Joint Stock Bank also deploys a comprehensive companion strategy with businesses. In addition to a well-trained in-depth consulting network for each industry, Vietnam Maritime Commercial Joint Stock Bank also promotes multi-channel communication to enhance brand presence and help businesses expand market connections.

Representative of Vietnam Maritime Commercial Joint Stock Bank shared: “We believe that key economic sectors will be the driving force for the growth of the Vietnamese economy. Vietnam Maritime Commercial Joint Stock Bank wishes to not only be a provider of comprehensive financial solutions, but also a strategic partner of businesses throughout their development journey.”

With the motto “Proactive capital flow – Leading growth”, Vietnam Maritime Commercial Joint Stock Bank affirms its commitment to accompany businesses, opening up flexible, appropriate and effective financial opportunities – thereby contributing to improving competitiveness and scale of operations in a volatile business environment.

For information about solutions for business customers, please see here or contact hotline: 18006260.