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Flash Sale Program Rules

09/10/2025
  1. Program Name: Flash Sale Program
  2. Goods and Services on Promotion: 550 prizes (cash value) awarded to eligible customers
  3. Promotion Period: From October 6, 2025 – October 31, 2025, divided into 2 phases:
  • Phase Phase 1: 06/10-15/10Phase 2: 20/10-31/10
    1. Promotion Area (Scope): Nationwide
    2. Promotion Type (clearly state whether the promotion is based on chance or other means): Rewards for customers with the highest number of transactions on the MSB Digital Bank application during the program period
    3. Program Customers Promotion(Eligible customers): All individual customers who successfully complete transactions on the MSB Digital Bank App during the program period. Transactions include: money transfers, bill payments, mobile phone top-ups (prepaid or postpaid), QR code payments (excluding self-transactions at MSB).
    4. Prize Structure
    Prize Structure Prize Content (details of content and codes for each prize) Prize Value (VNĐ) Number of Prizes Total Amount (VNĐ)
    Prize
    for the TOP Customers with the most transactions

    during Golden Hour

    TOP 15 Customers

    who make the most transactions Most successful transactions in the total of 4 Golden Hours

    • 10:00-10:05
    • 12:00-12:05
    • 15:00-15:05
    • 17:00-17:05
    200,000 VND/prize 330 66,000,000
    Prizes

    for the TOP customers with the most transactions

    in the day

    Top 10 customers with the most successful transactions in the day 100,000 VND/prize 220 22,000,000
    TOTAL 550 88,000,000
    1. Detailed ContentofPromotionProgramRules:

    8.1 Specific conditions, methods, and procedures that customers must follow to participate in the promotion program: Customers must successfully complete transactions on the MSB Digital Bank App during the period The program is taking place. Valid transactions include: money transfers, bill payments, mobile phone top-ups (prepaid or postpaid), and QR code payments (excluding self-transactions at MSB).

    8.2 Time and method of issuing prize-winning certificates

    MSB will send email notifications to all eligible customers, including program communication emails and results announcement emails.

    8.3 Regulations regarding certificates Confirmation of Prize Winning

    MSB (ITVH division) extracts transaction data for money transfers, bill payments, mobile phone top-ups (prepaid or postpaid), and QR code payments (excluding self-transactions at MSB) from the previous day, including 2 types of data:

      • List of the 15 customers with the highest number of successful transactions during the Golden Hours (10:00-10:05; 12:00-12:05; 15:00-15:05; 17:00-17:05) of the data extraction date
      • List of the 10 customers with the most successful transactions from 00:00 to 23:59 on the day

    Data Export

    MSB (SI Division) will send prize notification emails to all customers after receiving the list.

    8.4Time, LocationandMethodofWinning:

      • Time of prize determination: The list of winners from the previous day will be exported the following morning; For Friday, Saturday, and Sunday, the winners will be announced on Monday morning of the following week.How to determine winners: Based on data extracted from the system regarding the number of transactions during Golden Hour (Top 15) and during the day for customers (Top 10).

        8.5 Announcement of Winners