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Average interest rate of newly disbursed loans in August

16/07/2025

Announcement content:

Criteria

Interest rate

Average loan interest rate

6.38%

Average deposit and loan interest rate spread (*)

2.07%

Note:

1. MSB’s average loan interest rate is not the interest rate applied to each individual loan.

2. The average deposit and loan interest rate spread does not include capital mobilization costs such as compulsory reserves, deposit insurance, liquidity costs, and operating costs.

Please contact MSB Branches and Transaction Offices for more details about MSB’s credit/deposit programs, incentives, and promotion programs.