MSB Mastercard mDigi
- Enjoy flexible 20% cashback
- JOY privileges ecosystem
- Link your e-wallet and enjoy fast one-tap payments
MSB Digital Bank
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Vietnam Maritime Commercial Joint Stock Bank
54A Nguyen Chi Thanh St., Lang Ward, Hanoi, Vietnam
What makes it special?
No annual fee. No cash withdrawal fee
Earn up to 10x points, redeem without limits
Link your e-wallet and enjoy fast one-tap payments
Product information
| General Overview | A Credit Card allows cardholders to make immediate transactions within the credit limit set by the bank and repay the outstanding balance at a later date. |
| Card Benefits |
|
| Annual Fee Benefits | 100% lifetime annual fee waiver |
| Installment Benefits | Flexible installment plans of up to 12 months, with 0% interest at leading partners such as Samsung, Nguyen Kim, FPT Shop, and CellphoneS. |
| Minimum Credit Limit | VND 10 million |
| Accepted Payment Methods | Fast, convenient, and secure transactions via Apple Pay, Samsung Pay, Google Pay, Garmin Pay, and contactless payment technology. |
| Card Validity | 5 years |
| Supplementary Cards | 3 supplementary cards |
Frequently Asked Questions
Learn MoreWhat is an MSB credit card?
03/02/2026
An MSB credit card is a payment instrument issued by Vietnam Maritime Commercial Joint Stock Bank (MSB) that allows customers to make purchases within the approved credit limit and repay the bank later in accordance with applicable regulations.
What types of MSB credit cards are available?
03/02/2026
MSB currently issues international Visa and Mastercard credit cards with various card tiers to meet diverse customer needs for spending, shopping, travel, and cashback benefits. The card products currently offered include: MSB Visa Signature, MSB Visa Travel, MSB Visa Online, MSB Mastercard Green World, MSB Mastercard Family, MSB Mastercard mDigi, MSB Mastercard Super Free, MSB Mastercard World Elite, and MSB Mastercard Hybrid.
Who can apply for an MSB credit card?
03/02/2026
Applicants must be Vietnamese citizens or foreigners legally residing in Vietnam, aged 20 or above, and meet the income or collateral requirements in accordance with MSB’s regulations from time to time.
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