Notice of Adjustment to the Automatic Payment Rate for MSB Credit Cards

Dear Valued Customer,

To help you manage your credit card outstanding balance more effectively, minimize interest charges, and maintain a positive credit history, MSB would like to inform you of the following adjustment to the minimum payment rate applicable to the Automatic Payment service for MSB Credit Cards:

• Automatic Payment Rate: Increased from 2% to 5% of the total statement balance.
• Effective Date: Applicable from the June statement cycle.

MSB encourages you to pay your full statement balance, or an amount higher than the minimum payment, to reduce interest costs and maintain a healthy credit profile.

Should you require further information or assistance, please contact the MSB Contact Center at 1900 6083.

Sincerely,

Maritime Bank of Vietnam (MSB)

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